Online Banks ads in ChatGPT
Ads shown in ChatGPT conversations about Online Banks. We recorded 155 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 152 ads from 27 advertisers. Most often shown: SoFi, Nerdwallet and Relay.
Our captureLogged-out ChatGPT, USOct 3–4, 2026
Advertisers shown in Online Banks conversations
top 25 of 27Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 152 shown ads.
| # | Advertiser | Ads shown | Share |
|---|---|---|---|
| 1 | SoFi | 34 | 22.4% |
| 2 | Nerdwallet | 23 | 15.1% |
| 3 | Cash App | 13 | 8.6% |
| 4 | Relay | 13 | 8.6% |
| 5 | EverBank | 10 | 6.6% |
| 6 | Thrivent Bank | 10 | 6.6% |
| 7 | Ally Bank® | 6 | 3.9% |
| 8 | Novo | 6 | 3.9% |
| 9 | Mercury | 5 | 3.3% |
| 10 | MoneyGram Payment Systems | 5 | 3.3% |
| 11 | BestMoney | 4 | 2.6% |
| 12 | Chime | 4 | 2.6% |
| 13 | Intuit Quickbooks | 3 | 2.0% |
| 14 | Axos Bank | 2 | 1.3% |
| 15 | Platform Funding | 2 | 1.3% |
| 16 | Aura Consolidated Group | 1 | 0.7% |
| 17 | Capital One | 1 | 0.7% |
| 18 | Deel | 1 | 0.7% |
| 19 | Fora Travel | 1 | 0.7% |
| 20 | forthepeople.com | 1 | 0.7% |
| 21 | Jotform | 1 | 0.7% |
| 22 | Kikoff | 1 | 0.7% |
| 23 | Pioneer Bank - Your Community Bank | 1 | 0.7% |
| 24 | Revolut Business | 1 | 0.7% |
| 25 | secfed.bank | 1 | 0.7% |
2 more advertisers shared the other 2 shown ads.
Ad formats
| Format | Ads shown | Share |
|---|---|---|
| Text ad (advertiser name and headline) | 152 | 100.0% |
| Shopping ad (product name and price) | 0 | 0.0% |
Example ads
12 adsDistinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.
- NerdwalletText ad
Excellent Checking Accounts
Shown 20 times
- SoFiText ad
Online Banking With SoFi
Shown 18 times
- RelayText ad
High-Yield Business Savings
Shown 7 times
- EverBankText ad
Open Online Now
Shown 7 times
- Thrivent BankText ad
Easy Checking Account Setup
Shown 6 times
- Ally Bank®Text ad
Ally Bank® Checking Account (Member FDIC)
Shown 3 times
- Cash AppText ad
Easy To Start Today
Shown 3 times
- NovoText ad
Online Business Banking | Novo
Shown 3 times
- Axos BankText ad
Earn up to 5.00% APY*.
Shown 2 times
- MoneyGram Payment SystemsText ad
MoneyGram: 24/7 Money Transfers
Shown 2 times
- MercuryText ad
Your business money hub
Shown 2 times
- ChimeText ad
Fee-Free Overdrafts
Shown 2 times
Example conversations
12 examplesChosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.
In a conversation that began “is lili pro worth paying for as a freelancer making $60k”, after the follow-up message, ChatGPT showed an ad from Novo.
Text ad: “Getting Paid Made Easy | Novo”
Worth it question · Oct 4, 05:38 ET
In a conversation that began “best online bank for llcs”, after the follow-up message, ChatGPT showed an ad from Revolut Business.
Text ad: “One business account. All your financial needs.”
Best for question · Oct 3, 23:24 ET
In a conversation that began “I get paid through gig apps like doordash and instacart, which online bank gets me my money fastest”, after the follow-up message, ChatGPT showed an ad from Cash App.
Text ad: “Get Paid Via App”
Long scenario question · Oct 3, 23:29 ET
In a conversation that began “best online bank for a two person business”, after the follow-up message, ChatGPT showed an ad from Relay.
Text ad: “Relay - Banking Built for Small Business”
Best for question · Oct 4, 05:12 ET
In a conversation that began “is found worth it for freelancers”, after the follow-up message, ChatGPT showed an ad from Fora Travel.
Text ad: “Supplement Your Income”
Worth it question · Oct 4, 01:32 ET
In a conversation that began “I have $250k from selling my business and want an online bank with insured sweeps, what would you recommend”, after the follow-up message, ChatGPT showed an ad from SoFi.
Text ad: “SoFi Online Savings Account”
Long scenario question · Oct 3, 23:04 ET
In a conversation that began “I can't get a human on the phone at my online bank and money is missing, what are my next steps”, after the follow-up message, ChatGPT showed an ad from forthepeople.com.
Text ad: “Morgan & Morgan Official Site”
Fix or choose question · Oct 3, 23:32 ET
In a conversation that began “business checking online”, after the follow-up message, ChatGPT showed an ad from Nerdwallet.
Text ad: “Excellent Checking Accounts”
Short search question · Oct 4, 02:58 ET
In a conversation that began “how much does lili cost”, after the follow-up message, ChatGPT showed an ad from Mercury.
Text ad: “Your business money hub”
Price question · Oct 3, 23:11 ET
In a conversation that began “my business account at bluevine was frozen pending documents, what should I send and should I switch”, after the follow-up message, ChatGPT showed an ad from Platform Funding.
Text ad: “Funding as Fast as 24h”
Fix or choose question · Oct 3, 23:15 ET
In a conversation that began “axos vs sofi for someone with $50,000 who wants the best mix of rates and features”, after the follow-up message, ChatGPT showed an ad from BestMoney.
Text ad: “Find a High-Yield Account”
Comparison question · Oct 3, 23:30 ET
In a conversation that began “chime bank”, after the follow-up message, ChatGPT showed an ad from Chime.
Text ad: “Get Chime® in Minutes”
Short search question · Oct 3, 23:09 ET
Question types
How the conversations on this topic were asked, and how many of the shown ads came from each kind.
| Question type | Ads shown | Share |
|---|---|---|
| Best for | 31 | 20.4% |
| Comparison | 23 | 15.1% |
| Price | 22 | 14.5% |
| Long scenario | 23 | 15.1% |
| Fix or choose | 20 | 13.2% |
| Worth it | 17 | 11.2% |
| Short search | 16 | 10.5% |
More in Personal Finance
Other Personal Finance topics (ads shown):
How this data was captured
We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.
Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like
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