Industry

Insurance ads in ChatGPT

Ads shown in ChatGPT conversations about insurance topics. Across 6,163 conversations in 67 sub-niches, ChatGPT showed 6,075 ads from 517 advertisers after the follow-up message. Most often shown: EverQuote, GEICO and The Zebra.

Our captureLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

6,163
conversations recorded
6,075
ads shown
517
advertisers
42
topic pages

Top advertisers in Insurance

top 30 of 517

Share of the industry’s shown ads, across all its sub-niches.

#AdvertiserWebsiteAds shownShare
1EverQuoteeverquote.com93315.4%
2GEICOgeico.com5108.4%
3The Zebrathezebra.com4727.8%
4Allianz—2514.1%
5Jotformjotform.com2373.9%
6BestMoneybestmoney.com2173.6%
7New York Lifenewyorklife.com2163.6%
8Event Helpertheeventhelper.com1712.8%
9Forbesforbes.com1602.6%
10Nerdwalletnerdwallet.com1552.6%
11NOW Insurance Servicesnowinsurance.com1432.4%
12Harness Insureharnessinsure.com1352.2%
13Zenni Opticalzennioptical.com1202.0%
14Ethos Technologiesethos.com1111.8%
15Ironcladironcladapp.com691.1%
16Harvest Insurance Agencyharvest.insure591.0%
17Bitdefenderbitdefender.com550.9%
18JB Warrantiesjbwarranties.com550.9%
19Aura Consolidated Groupaura.com530.9%
20Jerry—520.9%
21Rocket Lawyerrocketlawyer.com500.8%
22rocketer.comrocketer.com390.6%
23BriteCobrite.co350.6%
24goreadyinsurance.comgoreadyinsurance.com320.5%
25Kin Insurancekin.com320.5%
26Lemonadelemonade.com320.5%
27Liberty Mutual Insurancelibertymutual.com310.5%
28Colonial Surety Companycolonialsurety.com300.5%
29Spot Pet Insurancespotpet.com300.5%
30Cheekygetcheeky.com290.5%

487 more advertisers shared the other 1,553 shown ads.

8 shown product ads (0.1%) did not name the merchant and are not ranked.

Ad formats

FormatAds shownShare
Text ad (advertiser name and headline)5,94797.9%
Shopping ad (product name and price)1282.1%

Shopping ads include 5 ads that our export labels as text ads but that showed only a price where a headline would be.

Insurance sub-niches

67 sub-niches

Every sub-niche in our capture, by ads shown. The 42 with at least 50 shown ads have their own page.

Sub-nicheConversationsAds shownAdvertisersMost shown
High-Risk Auto Insurance14814812EverQuote
Auto Insurance14814713GEICO
Business Insurance14814737NOW Insurance Services
Pet Insurance1491477Forbes
Renters Insurance14814718GEICO
State Homeowners Insurance14814720EverQuote
Travel Insurance14814710Allianz
Health Insurance Marketplace14814637EverQuote
Home Insurance14814625EverQuote
Cheap Car Insurance14814511GEICO
Medicare Plans14814539rocketer.com
New Driver Car Insurance14514416GEICO
Professional Liability Insurance14414434EverQuote
Home & Auto Insurance Bundles14414324EverQuote
Landlord Insurance14414336Jotform
Flood Insurance14414233The Zebra
Final Expense Insurance14414120New York Life
Life Insurance14814124New York Life
Commercial Auto Insurance14014039EverQuote
Earthquake Insurance14014034EverQuote
Trip Cancellation Insurance1401409Allianz
Cyber Insurance14013944Ironclad
Event Insurance14013920Event Helper
Independent Insurance Agents14013943EverQuote
Insurance Comparison Sites14013930The Zebra
Senior Life Insurance14013922New York Life
Usage-Based Insurance14013920GEICO
Workers' Comp Insurance14013930Harness Insure
Boat Insurance14013840EverQuote
Condo Insurance14013829GEICO
Jewelry Insurance14013837BriteCo
Phone Insurance14013831JB Warranties
Vision Insurance14013816Zenni Optical
Contractor Insurance14013726Harness Insure
Dental Insurance14013737Cheeky
Motorcycle Insurance14013727EverQuote
RV Insurance14013725EverQuote
Wedding Insurance14013716Event Helper
Electronics Protection Plans13913553JB Warranties
Insurance Claims14013338EverQuote
Umbrella Insurance14013330EverQuote
Identity Theft Insurance12111941Aura Consolidated Group
Surety Bonds13128Colonial Surety Company
Classic Car Insurance11117EverQuote
Bike & E-Bike Insurance10106EverQuote
Long-Term Care Insurance11107New York Life
Powersports Insurance10106EverQuote
Key Person & Buy-Sell Insurance997Ethos Technologies
Mexico Auto Insurance996EverQuote
Rideshare & Delivery Insurance997GEICO
Collectibles Insurance886Lemonade
Luxury & Exotic Car Insurance886GEICO
Musical Instrument Insurance886Jotform
Non-Owner & Temporary Car Insurance884GEICO
Product Liability Insurance888Forbes
Disability Insurance664EverQuote
Farm & Ranch Insurance765EverQuote
Rental Car Coverage765EverQuote
Aviation & Drone Insurance555Hiscox Insurance Company
Management Liability Insurance552foundershield.com
Title Insurance555Veterans United Home Loans
Cash Value Life Insurance442New York Life
Electric Vehicle Insurance444GEICO
Gap Insurance443GEICO
Manufactured Home Insurance443BestMoney
Shipping Insurance444freightwisellc.com
Small Business Health Benefits443Intuit Quickbooks

Share by question type

How the conversations were asked, and each kind’s share of the industry’s shown ads.

Question typeConversationsAds shownShare
Best for
“best … for …” questions
1,2291,22820.2%
Fix or choose
a problem to fix, or a choice to make
93089114.7%
Long scenario
a personal situation in a sentence or two
92990614.9%
Comparison
one product or service against another, or alternatives
92591315.0%
Price
what something costs or where to buy it cheaply
92492015.1%
Worth it
whether something is worth buying or switching to
61661110.1%
Short search
a few words, like a search box
61060610.0%

Example Insurance ads

12 ads

The most frequent distinct ads, one per advertiser.

  • EverQuoteText ad

    Insurance near you

    Shown 482 times

  • AllianzText ad

    Protect your best trip yet

    Shown 225 times

  • The ZebraText ad

    Compare Rates Today

    Shown 203 times

  • NerdwalletText ad

    Compare Car Insurance

    Shown 135 times

  • Event HelperText ad

    Event Insurance As Low As $67

    Shown 123 times

  • NOW Insurance ServicesText ad

    A Simpler Way to Insure

    Shown 119 times

  • Ethos TechnologiesText ad

    $1M Life Insurance Policy From $37/MO

    Shown 111 times

  • BestMoneyText ad

    10 Best Auto & Home Insurance 2026

    Shown 97 times

  • GEICOText ad

    GEICO Bundles Can Get You Additional Savings

    Shown 92 times

  • Harness InsureText ad

    Contractor Insurance for Your Business

    Shown 88 times

  • New York LifeText ad

    Compare Life Policies

    Shown 80 times

  • ForbesText ad

    Best 5 Value Pet Plans 2026

    Shown 72 times

Example conversations

8 examples
  1. In a conversation that began “is a bop worth it”, after the follow-up message, ChatGPT showed an ad from Elura Skin.

    Text ad: “Which Cap Is Worth It?”

    Worth it question · Oct 3, 23:07 ET

  2. In a conversation that began “I'm 25 with no driving history but a good credit score in Florida, buying my first car, which companies reward that?”, after the follow-up message, ChatGPT showed an ad from Nerdwallet.

    Text ad: “Compare Car Insurance”

    Long scenario question · Oct 4, 01:35 ET

  3. In a conversation that began “my bag was lost on a flight to rome and the airline is useless, what should i look for in travel insurance next time”, after the follow-up message, ChatGPT showed an ad from Allianz.

    Text ad: “Protect your best trip yet”

    Fix or choose question · Oct 4, 01:40 ET

  4. In a conversation that began “usaa vs state farm for a homeowner in colorado springs dealing with hail every year”, after the follow-up message, ChatGPT showed an ad from EverQuote.

    Text ad: “Insurance, made simple”

    Comparison question · Oct 3, 22:52 ET

  5. In a conversation that began “discount auto insurance”, after the follow-up message, ChatGPT showed an ad from GEICO.

    Text ad: “Comparing Auto Insurance Companies?”

    Short search question · Oct 3, 22:25 ET

  6. In a conversation that began “is umbrella coverage worth it for landlords”, after the follow-up message, ChatGPT showed an ad from Dwellsy.

    Text ad: “All-in-One Rent Pricing”

    Worth it question · Oct 3, 23:06 ET

  7. In a conversation that began “I own a houseboat on Lake Cumberland in Kentucky, which companies insure houseboats and what coverage should I get?”, after the follow-up message, ChatGPT showed an ad from Lathrop Insurance.

    Text ad: “Home Insurance Experts”

    Long scenario question · Oct 4, 05:09 ET

  8. In a conversation that began “travelers vs liberty mutual surety”, after the follow-up message, ChatGPT showed an ad from Colonial Surety Company.

    Text ad: “Nationwide Surety Bonds”

    Comparison question · Oct 4, 11:18 ET

Other industries

How this data was captured

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like

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