Cash App ads in ChatGPT
In our capture of logged-out ChatGPT, 136 ads from Cash App appeared on screen (all text ads), in 29 distinct ad copies across 3 industries and 24 topics. Each one appeared after our follow-up message asking for a sponsored ad.
- ads shown
- 136
- distinct ad copies
- 29
- industries
- 3
- topics
- 24
Logged-out ChatGPT from US connections, Oct 3–4, 2026. Each ad came after our follow-up message asking for a sponsored ad, so the counts show where Cash App advertised, not how often ChatGPT shows its ads.
Cash App ad copies, most shown first
Each distinct ad copy in our capture, most shown first: the headline of a text ad, or the product and price of a shopping ad. Under each, up to five questions asked in conversations where it appeared, as we asked them; in every one, the ad appeared after our follow-up message asking for a sponsored ad.
top 24 of 29
- Cash AppSponsored
Try Cash App Now
Text ad · shown 26 times
Questions it appeared after
- “my bank doesn't support zelle and my friends all use it, what's my best workaround”Payment Apps · Oct 4, 2:50 am ET
- “someone sent me money on cash app by mistake and wants it back, how do I handle it safely”Payment Apps · Oct 4, 3:55 am ET
- “I want to leave wells fargo for an online bank but still need to deposit cash about twice a month, what are my options”Online Banks · Oct 4, 5:00 am ET
- “fidelity cma debit card declined”Cash Management Accounts · Oct 4, 5:26 am ET
- “what fees come out of my unlock payout before I receive the money”Home Equity Sharing · Oct 4, 11:15 am ET
+21 more conversations with this ad copy
- Cash AppSponsored
Savings Interest
Text ad · shown 15 times
Questions it appeared after
- “best hysa for freelancers who need to set aside quarterly tax payments”High-Yield Savings Accounts · Oct 3, 10:19 pm ET
- “is qapital worth it”Emergency Fund Tools · Oct 4, 12:55 am ET
- “openbank savings”High-Yield Savings Accounts · Oct 4, 11:24 am ET
+12 more conversations with this ad copy
- Cash AppSponsored
Easy To Start Today
Text ad · shown 13 times
Questions it appeared after
- “is the chime credit builder worth it if I don't want to move my direct deposit”Secured Credit Cards · Oct 3, 10:26 pm ET
- “citi simplicity”Balance Transfer Cards · Oct 3, 10:41 pm ET
- “best online bank with great customer service”Online Banks · Oct 3, 11:33 pm ET
- “is it worth getting a credit card as a college freshman or should I wait”College Student Budgeting · Oct 4, 5:13 am ET
- “how do I decide between a credit union and an online bank if I want both good rates and service”Credit Union vs Bank · Oct 4, 5:29 am ET
+8 more conversations with this ad copy
- Cash AppSponsored
Savings, Simplified
Text ad · shown 9 times
Questions it appeared after
- “best round up app that puts spare change into a high yield account instead of investments”Savings Challenge Apps · Oct 4, 1:38 am ET
- “qapital”Emergency Fund Tools · Oct 4, 2:23 am ET
- “acorns round ups vs qapital rules for building a vacation fund”Savings Challenge Apps · Oct 4, 4:36 am ET
- “is acorns worth it if I only invest $5 a week in round ups”Investing Apps · Oct 4, 5:37 am ET
+5 more conversations with this ad copy
- Cash AppSponsored
Start Saving Today
Text ad · shown 8 times
Questions it appeared after
- “I'm a freelancer who sets aside 30% of each payment for taxes, which savings account makes that easiest”High-Yield Savings Accounts · Oct 3, 10:14 pm ET
- “are season tickets worth it”Sports Tickets · Oct 3, 11:11 pm ET
+6 more conversations with this ad copy
- Cash AppSponsored
Earn On Your Savings
Text ad · shown 8 times
Our export holds no question text for these conversations.
- Cash AppSponsored
High Interest Savings
Text ad · shown 6 times
Questions it appeared after
- “is interest from a hysa taxed and how much”High-Yield Savings Accounts · Oct 3, 10:24 pm ET
- “m1 high yield cash vs sofi savings for someone who invests with m1 already”Cash Management Accounts · Oct 4, 12:55 am ET
+4 more conversations with this ad copy
- Cash AppSponsored
Card w/ No Hidden Fees
Text ad · shown 6 times
Questions it appeared after
- “is it worth paying venmo's instant transfer fee or should I wait one to three days”Payment Apps · Oct 4, 3:11 am ET
+5 more conversations with this ad copy
- Cash AppSponsored
Savings, Your Way
Text ad · shown 5 times
Questions it appeared after
- “capital one savings transfer limit reached”High-Yield Savings Accounts · Oct 3, 9:46 pm ET
+4 more conversations with this ad copy
- Cash AppSponsored
Fee-Free Atms Near You
Text ad · shown 5 times
Questions it appeared after
- “what fees do credit unions charge for out of network atms and do they refund them”Credit Union vs Bank · Oct 4, 5:39 am ET
+4 more conversations with this ad copy
- Cash AppSponsored
Save Online W/ Cash App
Text ad · shown 4 times
Questions it appeared after
- “free automatic savings apps”Emergency Fund Tools · Oct 4, 12:39 am ET
+3 more conversations with this ad copy
- Cash AppSponsored
Debit Card For 13+
Text ad · shown 4 times
Our export holds no question text for these conversations.
- Cash AppSponsored
Get Your Paycheck Early
Text ad · shown 3 times
Questions it appeared after
- “I'm a photographer with irregular income and want a bank that helps me set aside money for taxes, any recommendations?”Business Banking · Oct 3, 11:20 pm ET
+2 more conversations with this ad copy
- Cash AppSponsored
Get Paid Via App
Text ad · shown 3 times
Questions it appeared after
- “I get paid through gig apps like doordash and instacart, which online bank gets me my money fastest”Online Banks · Oct 3, 11:29 pm ET
+2 more conversations with this ad copy
- Cash AppSponsored
Save And Earn Interest
Text ad · shown 3 times
Our export holds no question text for these conversations.
- Cash AppSponsored
FDIC-Eligible Savings
Text ad · shown 2 times
Questions it appeared after
- “best money market account for a couple holding $75,000 in cash for a future home purchase”Money Market Accounts · Oct 3, 11:32 pm ET
+1 more conversation with this ad copy
- Cash AppSponsored
No Fees, Earn Interest
Text ad · shown 2 times
Our export holds no question text for these conversations.
- Cash AppSponsored
Save Together, Easily
Text ad · shown 2 times
Our export holds no question text for these conversations.
- Cash AppSponsored
Bank online via Cash App
Text ad · shown 2 times
Our export holds no question text for these conversations.
- Cash AppSponsored
Safe Direct Deposit
Text ad · shown 1 time
Questions it appeared after
- “my wallet was stolen on a trip with my license, cards and social security card, what protection should I buy now”Identity Theft Protection · Oct 3, 11:12 pm ET
- Cash AppSponsored
Switch Your Paycheck
Text ad · shown 1 time
Questions it appeared after
- “I want to leave bank of america for a credit union, how do I choose one and move everything over smoothly”Credit Union vs Bank · Oct 3, 11:36 pm ET
- Cash AppSponsored
Free Overdraft Coverage?
Text ad · shown 1 time
Our export holds no question text for this conversation.
- Cash AppSponsored
Personalized Debit Card
Text ad · shown 1 time
Questions it appeared after
- “is the paypal debit card worth getting if I keep money in my paypal balance”Payment Apps · Oct 4, 12:41 am ET
- Cash AppSponsored
Savings For Teens
Text ad · shown 1 time
Questions it appeared after
- “I'm a college junior who keeps running out of money by mid semester, which app or method should I use to fix it”College Student Budgeting · Oct 4, 1:10 am ET
More ad copies · 5 of 5
- Safe Savings AppText ad · shown 1 time
- Beyond Just ZelleText ad · shown 1 time
- Deposit Checks FastText ad · shown 1 time
- Switch With No RiskText ad · shown 1 time
- No Hidden Monthly FeesText ad · shown 1 time
Where Cash App ads appeared
The industries and topics of the conversations where its ads appeared, by ads shown. Topics are our own labels for the questions we wrote.
Industries
Topics
and 12 more topics, 16 ads in all
Brands in the same topics
Other advertisers whose ads appeared in conversations on the topics where Cash App’s did, ranked by how much those topics overlap. Each tile opens its page.
18 brands
SoFi845 ads shown16 shared topics
Nerdwallet1,442 ads shown18 shared topics
Quicken347 ads shown13 shared topics
Jotform3,005 ads shown13 shared topics
EverBank107 ads shown13 shared topics
Chime60 ads shown13 shared topics
Axos Bank79 ads shown13 shared topics
BestMoney420 ads shown15 shared topics
Thrivent Bank86 ads shown11 shared topics
MoneyGram Payment Systems134 ads shown9 shared topics
Rocket Money594 ads shown8 shared topics
Relay119 ads shown9 shared topics
Ally Bank®53 ads shown11 shared topics
Intuit Quickbooks644 ads shown9 shared topics
Capital One219 ads shown12 shared topics
Robinhood120 ads shown5 shared topics
mybanktracker.com33 ads shown5 shared topics
Novo61 ads shown6 shared topicsHow this data was captured
What we ran, what counts as a shown ad, and what these numbers cannot tell you.
We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.
Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like
Explore the library
All 20 industries, the most shown topics and the guides, one link each.
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