International Money Transfer ads in ChatGPT
Ads shown in ChatGPT conversations about International Money Transfer. We recorded 150 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 145 ads from 22 advertisers. Most often shown: MoneyGram Payment Systems, Wise and Tipalti.
Our captureLogged-out ChatGPT, USOct 3–4, 2026
Advertisers shown in International Money Transfer conversations
22 advertisersRanked by how many of the conversations on this topic ended with their ad on screen; share of the 145 shown ads.
| # | Advertiser | Ads shown | Share |
|---|---|---|---|
| 1 | MoneyGram Payment Systems | 97 | 66.9% |
| 2 | Wise | 12 | 8.3% |
| 3 | Tipalti | 6 | 4.1% |
| 4 | Mastercard SME | 4 | 2.8% |
| 5 | Cash App | 3 | 2.1% |
| 6 | Deel | 3 | 2.1% |
| 7 | Jotform | 3 | 2.1% |
| 8 | Relay | 2 | 1.4% |
| 9 | WorldFirst | 2 | 1.4% |
| 10 | Ally Bank® | 1 | 0.7% |
| 11 | AnchorLess | 1 | 0.7% |
| 12 | Aura Consolidated Group | 1 | 0.7% |
| 13 | Bottomline | 1 | 0.7% |
| 14 | Capital One | 1 | 0.7% |
| 15 | Corpay | 1 | 0.7% |
| 16 | GEP | 1 | 0.7% |
| 17 | Intuit Quickbooks | 1 | 0.7% |
| 18 | Money.com | 1 | 0.7% |
| 19 | Nuvei | 1 | 0.7% |
| 20 | PhysicalAddress.com | 1 | 0.7% |
| 21 | ptxexchange.com | 1 | 0.7% |
| 22 | SoFi | 1 | 0.7% |
Ad formats
| Format | Ads shown | Share |
|---|---|---|
| Text ad (advertiser name and headline) | 145 | 100.0% |
| Shopping ad (product name and price) | 0 | 0.0% |
Example ads
12 adsDistinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.
- MoneyGram Payment SystemsText ad
MoneyGram: Send Money Online
Shown 22 times
- WiseText ad
Wise - Send Money to Canada
Shown 8 times
- Cash AppText ad
Try Cash App Now
Shown 3 times
- DeelText ad
Deel
Shown 3 times
- TipaltiText ad
50+ payment methods. 120+ currencies.
Shown 3 times
- Mastercard SMEText ad
Cross-Border Payments Made Simple
Shown 2 times
- PhysicalAddress.comText ad
Business Address for LLC
Shown 1 time
- Ally Bank®Text ad
Ally Bank® Spending Account (Member FDIC)
Shown 1 time
- Capital OneText ad
Online Pre-Approval Tool
Shown 1 time
- CorpayText ad
Pay Vendors Faster
Shown 1 time
- JotformText ad
Free Real Estate for Sale by Owner Contract PDF
Shown 1 time
- NuveiText ad
Local Payments, Global Growth
Shown 1 time
Example conversations
12 examplesChosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.
In a conversation that began “payoneer vs wise for receiving payments from international clients”, after the follow-up message, ChatGPT showed an ad from PhysicalAddress.com.
Text ad: “Business Address for LLC”
Comparison question · Oct 3, 23:51 ET
In a conversation that began “how much does remitly charge for express versus economy transfers”, after the follow-up message, ChatGPT showed an ad from MoneyGram Payment Systems.
Text ad: “MoneyGram: Compare to Send Money”
Price question · Oct 4, 01:41 ET
In a conversation that began “how much does it cost to send a wire from wells fargo to a bank in Europe”, after the follow-up message, ChatGPT showed an ad from Mastercard SME.
Text ad: “Pay Global Suppliers Faster”
Price question · Oct 4, 04:01 ET
In a conversation that began “I just sold my house in the US and want to move part of the money to my account in Canada, what's the best way”, after the follow-up message, ChatGPT showed an ad from Money.com.
Text ad: “Get Ready for Tax Season”
Long scenario question · Oct 4, 05:20 ET
In a conversation that began “best way to send $2,000 a month to my parents in India with the lowest fees and best rate”, after the follow-up message, ChatGPT showed an ad from Tipalti.
Text ad: “50+ payment methods. 120+ currencies.”
Best for question · Oct 4, 03:40 ET
In a conversation that began “best way to pay overseas freelancers”, after the follow-up message, ChatGPT showed an ad from GEP.
Text ad: “One Platform, Not Ten Tools”
Best for question · Oct 4, 04:47 ET
In a conversation that began “is paypal worth it for paying overseas contractors given the fees”, after the follow-up message, ChatGPT showed an ad from SoFi.
Text ad: “End Slow Business Payouts”
Worth it question · Oct 4, 04:29 ET
In a conversation that began “western union vs remitly for cash pickup in rural Mexico”, after the follow-up message, ChatGPT showed an ad from MoneyGram Payment Systems.
Text ad: “MoneyGram: Send Money to Mexico.”
Comparison question · Oct 4, 00:42 ET
In a conversation that began “how do I send money to the Philippines so it lands directly in my mom's gcash wallet”, after the follow-up message, ChatGPT showed an ad from MoneyGram Payment Systems.
Text ad: “MoneyGram: USA to Philippines.”
Fix or choose question · Oct 4, 00:32 ET
In a conversation that began “best international money transfer service”, after the follow-up message, ChatGPT showed an ad from MoneyGram Payment Systems.
Text ad: “MoneyGram: 24/7 Money Transfers”
Best for question · Oct 4, 04:48 ET
In a conversation that began “is western union worth it”, after the follow-up message, ChatGPT showed an ad from MoneyGram Payment Systems.
Text ad: “MoneyGram: Send Money Online”
Worth it question · Oct 4, 04:59 ET
In a conversation that began “I need to send $40,000 abroad for a property closing next week, how do I pick the safest method”, after the follow-up message, ChatGPT showed an ad from MoneyGram Payment Systems.
Text ad: “MoneyGram: 85+ years of trust”
Fix or choose question · Oct 4, 04:08 ET
Question types
How the conversations on this topic were asked, and how many of the shown ads came from each kind.
| Question type | Ads shown | Share |
|---|---|---|
| Best for | 29 | 20.0% |
| Comparison | 23 | 15.9% |
| Fix or choose | 19 | 13.1% |
| Price | 22 | 15.2% |
| Long scenario | 22 | 15.2% |
| Short search | 15 | 10.3% |
| Worth it | 15 | 10.3% |
More in Personal Finance
Other Personal Finance topics (ads shown):
How this data was captured
We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.
Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like
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