Money Market Accounts ads in ChatGPT
Ads shown in ChatGPT conversations about Money Market Accounts. We recorded 151 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 146 ads from 27 advertisers. Most often shown: Nerdwallet, SoFi and Axos Bank.
Our captureLogged-out ChatGPT, USOct 3–4, 2026
Advertisers shown in Money Market Accounts conversations
top 25 of 27Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 146 shown ads.
| # | Advertiser | Ads shown | Share |
|---|---|---|---|
| 1 | Nerdwallet | 33 | 22.6% |
| 2 | SoFi | 25 | 17.1% |
| 3 | Axos Bank | 15 | 10.3% |
| 4 | EverBank | 12 | 8.2% |
| 5 | mybanktracker.com | 11 | 7.5% |
| 6 | Cash App | 8 | 5.5% |
| 7 | Relay | 6 | 4.1% |
| 8 | Capital One | 4 | 2.7% |
| 9 | Charles Schwab | 4 | 2.7% |
| 10 | Chime | 4 | 2.7% |
| 11 | Nuveen a TIAA Company | 3 | 2.1% |
| 12 | Robinhood | 3 | 2.1% |
| 13 | BestMoney | 2 | 1.4% |
| 14 | CIT Bank | 2 | 1.4% |
| 15 | RateZip NMLS ID 1592292 | 2 | 1.4% |
| 16 | Channel Factory | 1 | 0.7% |
| 17 | Gelt | 1 | 0.7% |
| 18 | Genius Monkey | 1 | 0.7% |
| 19 | Massive.com | 1 | 0.7% |
| 20 | Monitor Bank Rates | 1 | 0.7% |
| 21 | P1FCU | 1 | 0.7% |
| 22 | Quicken | 1 | 0.7% |
| 23 | StackAdapt | 1 | 0.7% |
| 24 | streetfox.com | 1 | 0.7% |
| 25 | tradingwire.com | 1 | 0.7% |
2 more advertisers shared the other 2 shown ads.
Ad formats
| Format | Ads shown | Share |
|---|---|---|
| Text ad (advertiser name and headline) | 146 | 100.0% |
| Shopping ad (product name and price) | 0 | 0.0% |
Example ads
12 adsDistinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.
- NerdwalletText ad
Best CD Accounts
Shown 26 times
- SoFiText ad
SoFi Online Savings Account
Shown 19 times
- Axos BankText ad
Earn up to 5.00% APY*.
Shown 15 times
- mybanktracker.comText ad
Compare the Top CD Rates
Shown 10 times
- RelayText ad
High-Yield Business Savings
Shown 6 times
- EverBankText ad
One of Top HYSAs
Shown 4 times
- Cash AppText ad
Savings Interest
Shown 4 times
- Charles SchwabText ad
Adding Money Market Funds To Your Portfolio
Shown 3 times
- Capital OneText ad
Capital One: CD Accounts
Shown 3 times
- RobinhoodText ad
High Yield Cash
Shown 3 times
- CIT BankText ad
CIT Bank Platinum Savings
Shown 2 times
- ChimeText ad
Chime Prime: Up to 3.75% APY
Shown 2 times
Example conversations
12 examplesChosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.
In a conversation that began “my money market account dropped below the minimum and got a fee, should I switch banks”, after the follow-up message, ChatGPT showed an ad from BestMoney.
Text ad: “Best High Yield Savings 2026”
Fix or choose question · Oct 4, 01:00 ET
In a conversation that began “I have $40,000 set aside for my grad school tuition in six months, is a money market fund the right place for it”, after the follow-up message, ChatGPT showed an ad from Axos Bank.
Text ad: “Earn up to 5.00% APY*.”
Long scenario question · Oct 3, 23:21 ET
In a conversation that began “are money market funds worth it”, after the follow-up message, ChatGPT showed an ad from CIT Bank.
Text ad: “CIT Bank Platinum Savings”
Worth it question · Oct 4, 00:34 ET
In a conversation that began “is a money market account worth it over savings”, after the follow-up message, ChatGPT showed an ad from SoFi.
Text ad: “SoFi Online Savings Account”
Worth it question · Oct 3, 23:17 ET
In a conversation that began “fidelity money market fund vs marcus high yield savings, which is safer and pays more”, after the follow-up message, ChatGPT showed an ad from Nerdwallet.
Text ad: “Best CD Accounts”
Comparison question · Oct 4, 03:54 ET
In a conversation that began “best money market fund at schwab”, after the follow-up message, ChatGPT showed an ad from Robinhood.
Text ad: “High Yield Cash”
Best for question · Oct 3, 23:31 ET
In a conversation that began “alternatives to a bank money market account for someone who wants higher yield without stock risk”, after the follow-up message, ChatGPT showed an ad from EverBank.
Text ad: “HYSA | Earn More”
Comparison question · Oct 4, 02:56 ET
In a conversation that began “best money market account for a small business that keeps $200k in reserves”, after the follow-up message, ChatGPT showed an ad from Relay.
Text ad: “High-Yield Business Savings”
Best for question · Oct 4, 00:25 ET
In a conversation that began “I'm 35, have $25,000 in an emergency fund, and want a money market account with check writing, what do you suggest”, after the follow-up message, ChatGPT showed an ad from Monitor Bank Rates.
Text ad: “Compare High-Yield Savings Account Rates”
Long scenario question · Oct 3, 23:13 ET
In a conversation that began “what to do with uninvested cash at vanguard”, after the follow-up message, ChatGPT showed an ad from mybanktracker.com.
Text ad: “Best CD Accounts of 2026”
Fix or choose question · Oct 4, 00:30 ET
In a conversation that began “how is interest from a treasury money market fund taxed compared to a bank money market account”, after the follow-up message, ChatGPT showed an ad from Charles Schwab.
Text ad: “Adding Money Market Funds To Your Portfolio”
Price question · Oct 4, 04:25 ET
In a conversation that began “mma rates”, after the follow-up message, ChatGPT showed an ad from Channel Factory.
Text ad: “Grow with every YouTube and Social campaign”
Short search question · Oct 3, 23:23 ET
Question types
How the conversations on this topic were asked, and how many of the shown ads came from each kind.
| Question type | Ads shown | Share |
|---|---|---|
| Best for | 30 | 20.5% |
| Price | 22 | 15.1% |
| Fix or choose | 20 | 13.7% |
| Long scenario | 23 | 15.8% |
| Comparison | 22 | 15.1% |
| Short search | 14 | 9.6% |
| Worth it | 15 | 10.3% |
More in Personal Finance
Other Personal Finance topics (ads shown):
How this data was captured
We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.
Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like
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