Payment Apps ads in ChatGPT
Ads shown in ChatGPT conversations about Payment Apps. We recorded 150 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 145 ads from 33 advertisers. Most often shown: Jotform, Cash App and MoneyGram Payment Systems.
Our captureLogged-out ChatGPT, USOct 3–4, 2026
Advertisers shown in Payment Apps conversations
top 25 of 33Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 145 shown ads.
| # | Advertiser | Ads shown | Share |
|---|---|---|---|
| 1 | Jotform | 36 | 24.8% |
| 2 | Cash App | 27 | 18.6% |
| 3 | MoneyGram Payment Systems | 19 | 13.1% |
| 4 | Intuit Quickbooks | 10 | 6.9% |
| 5 | Nerdwallet | 6 | 4.1% |
| 6 | Chime | 4 | 2.8% |
| 7 | Quicken | 4 | 2.8% |
| 8 | GetApp | 3 | 2.1% |
| 9 | Novo | 3 | 2.1% |
| 10 | Shopify | 3 | 2.1% |
| 11 | VistaPrint US | 3 | 2.1% |
| 12 | Ally Bank® | 2 | 1.4% |
| 13 | Aura Consolidated Group | 2 | 1.4% |
| 14 | BestMoney | 2 | 1.4% |
| 15 | Mercury | 2 | 1.4% |
| 16 | SoFi | 2 | 1.4% |
| 17 | Capterra | 1 | 0.7% |
| 18 | Chargeflow | 1 | 0.7% |
| 19 | ClickCease | 1 | 0.7% |
| 20 | CorporateGift.com | 1 | 0.7% |
| 21 | Eventbrite | 1 | 0.7% |
| 22 | Invoice Home | 1 | 0.7% |
| 23 | Lightspeed | 1 | 0.7% |
| 24 | Mastercard SME | 1 | 0.7% |
| 25 | MyEV.com | 1 | 0.7% |
8 more advertisers shared the other 8 shown ads.
Ad formats
| Format | Ads shown | Share |
|---|---|---|
| Text ad (advertiser name and headline) | 143 | 98.6% |
| Shopping ad (product name and price) | 2 | 1.4% |
Example ads
12 adsDistinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.
- Cash AppText ad
Try Cash App Now
Shown 14 times
- MoneyGram Payment SystemsText ad
MoneyGram: 24/7 Money Transfers
Shown 8 times
- JotformText ad
Demo - Square Payment Form
Shown 6 times
- Intuit QuickbooksText ad
Get Paid Faster, Free
Shown 5 times
- VistaPrint USText ad
Menu board
Shown 3 times
- ChimeText ad
Simple Online Finance
Shown 3 times
- SoFiText ad
Online Banking With SoFi
Shown 2 times
- BestMoneyText ad
Best Options for Zelle
Shown 2 times
- NovoText ad
Simple Expense Tracking | Novo
Shown 2 times
- ShopifyText ad
Get Ready for Your First Sale
Shown 2 times
- GetAppText ad
Get Paid Faster Online
Shown 2 times
- Aura Consolidated GroupText ad
Is That Call A Scam?
Shown 2 times
Example conversations
12 examplesChosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.
In a conversation that began “best app for roommates to split rent and utilities every month automatically”, after the follow-up message, ChatGPT showed an ad from Quicken.
Text ad: “Budgeting App”
Best for question · Oct 4, 04:22 ET
In a conversation that began “is zelle safe for large amounts”, after the follow-up message, ChatGPT showed an ad from Jotform.
Text ad: “Online Payment Form”
Worth it question · Oct 4, 03:14 ET
In a conversation that began “cash app vs venmo for someone who gets paid by many customers for a cleaning side business”, after the follow-up message, ChatGPT showed an ad from Novo.
Text ad: “Simple Expense Tracking | Novo”
Comparison question · Oct 4, 01:20 ET
In a conversation that began “is paypal worth it for selling used electronics online”, after the follow-up message, ChatGPT showed an ad from Shopify.
Text ad: “Get Ready for Your First Sale”
Worth it question · Oct 4, 05:48 ET
In a conversation that began “a buyer filed a fake dispute on paypal after receiving the item, how do I fight it”, after the follow-up message, ChatGPT showed an ad from Chargeflow.
Text ad: “Recover More Chargeback Revenue”
Fix or choose question · Oct 4, 00:09 ET
In a conversation that began “square vs paypal for small business payments”, after the follow-up message, ChatGPT showed an ad from Intuit Quickbooks.
Text ad: “Get Paid Faster, Free”
Comparison question · Oct 4, 02:56 ET
In a conversation that began “best app to collect money for a group gift”, after the follow-up message, ChatGPT showed an ad from CorporateGift.com.
Text ad: “Let Them Choose”
Best for question · Oct 4, 01:31 ET
In a conversation that began “I'm a hairstylist and clients keep asking to pay with cash app or venmo, which should I set up for my business”, after the follow-up message, ChatGPT showed an ad from GetApp.
Text ad: “Get Paid Faster Online”
Long scenario question · Oct 4, 02:51 ET
In a conversation that began “are there any fees for using apple cash to send money or transfer to my bank”, after the follow-up message, ChatGPT showed an ad from SoFi.
Text ad: “Online Banking With SoFi”
Price question · Oct 4, 04:48 ET
In a conversation that began “someone sent me money on cash app by mistake and wants it back, how do I handle it safely”, after the follow-up message, ChatGPT showed an ad from Cash App.
Text ad: “Try Cash App Now”
Fix or choose question · Oct 4, 03:55 ET
In a conversation that began “best payment app for a small bakery that sells at pop ups and takes card and phone payments”, after the follow-up message, ChatGPT showed an ad from VistaPrint US.
Text ad: “Menu board”
Best for question · Oct 4, 00:36 ET
In a conversation that began “best payment app for someone whose bank doesn't support zelle”, after the follow-up message, ChatGPT showed an ad from MoneyGram Payment Systems.
Text ad: “MoneyGram: 24/7 Money Transfers”
Best for question · Oct 4, 02:28 ET
Question types
How the conversations on this topic were asked, and how many of the shown ads came from each kind.
| Question type | Ads shown | Share |
|---|---|---|
| Best for | 29 | 20.0% |
| Price | 23 | 15.9% |
| Long scenario | 23 | 15.9% |
| Comparison | 22 | 15.2% |
| Fix or choose | 20 | 13.8% |
| Short search | 14 | 9.7% |
| Worth it | 14 | 9.7% |
More in Personal Finance
Other Personal Finance topics (ads shown):
How this data was captured
We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.
Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like
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