Payment Processing ads in ChatGPT
Ads shown in ChatGPT conversations about Payment Processing. We recorded 150 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 149 ads from 34 advertisers. Most often shown: Jotform, Intuit Quickbooks and SoFi.
Our captureLogged-out ChatGPT, USOct 3–4, 2026
Advertisers shown in Payment Processing conversations
top 25 of 34Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 149 shown ads.
| # | Advertiser | Ads shown | Share |
|---|---|---|---|
| 1 | Jotform | 58 | 38.9% |
| 2 | Intuit Quickbooks | 29 | 19.5% |
| 3 | SoFi | 6 | 4.0% |
| 4 | Novo | 5 | 3.4% |
| 5 | Shopify | 5 | 3.4% |
| 6 | GetApp | 4 | 2.7% |
| 7 | ClassPass Partners | 3 | 2.0% |
| 8 | Eventbrite | 3 | 2.0% |
| 9 | Ironclad | 3 | 2.0% |
| 10 | VistaPrint US | 3 | 2.0% |
| 11 | Capterra | 2 | 1.3% |
| 12 | DoorDash | 2 | 1.3% |
| 13 | Expert Market | 2 | 1.3% |
| 14 | Stripe | 2 | 1.3% |
| 15 | Toast | 2 | 1.3% |
| 16 | Zeffy | 2 | 1.3% |
| 17 | Cin7 Americas | 1 | 0.7% |
| 18 | Eat App | 1 | 0.7% |
| 19 | GoDaddy | 1 | 0.7% |
| 20 | Harvest | 1 | 0.7% |
| 21 | Jobber | 1 | 0.7% |
| 22 | KR Group | 1 | 0.7% |
| 23 | Lawyer.com | 1 | 0.7% |
| 24 | Lightspeed | 1 | 0.7% |
| 25 | Mercury | 1 | 0.7% |
9 more advertisers shared the other 9 shown ads.
Ad formats
| Format | Ads shown | Share |
|---|---|---|
| Text ad (advertiser name and headline) | 149 | 100.0% |
| Shopping ad (product name and price) | 0 | 0.0% |
Example ads
12 adsDistinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.
- JotformText ad
Accept Payments Online Form
Shown 14 times
- Intuit QuickbooksText ad
Cheapest Credit Card Processing for Business
Shown 12 times
- SoFiText ad
SoFi Tech Solutions
Push-to-Card Payouts
Shown 6 times
- NovoText ad
Free Invoicing Tools | Novo
Shown 3 times
- IroncladText ad
Vendor Contract Review
Shown 3 times
- ClassPass PartnersText ad
Reach New Fitness Customers
Shown 3 times
- EventbriteText ad
Get Paid Before Your Event
Shown 3 times
- GetAppText ad
Get Paid Faster Online
Shown 2 times
- StripeText ad
Customer billing portal
Shown 2 times
- Expert MarketText ad
Top 5 POS System Deals
Shown 2 times
- ShopifyText ad
Accept Payments In Store and Online
Shown 2 times
- VistaPrint USText ad
Menu board
Shown 2 times
Example conversations
12 examplesChosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.
In a conversation that began “I invoice business clients $5,000 to $20,000 and card fees eat into profit, how can I get paid with lower fees?”, after the follow-up message, ChatGPT showed an ad from Novo.
Text ad: “Getting Paid Made Easy | Novo”
Long scenario question · Oct 3, 23:16 ET
In a conversation that began “is it worth paying for a payment processor with no holds on funds”, after the follow-up message, ChatGPT showed an ad from SoFi.
Text ad: “Push-to-Card Payouts”
Worth it question · Oct 4, 00:41 ET
In a conversation that began “best payment app for a solo house cleaner who wants to take cards without a contract”, after the follow-up message, ChatGPT showed an ad from Jotform.
Text ad: “Easily Collect Payments Online Form”
Best for question · Oct 3, 23:52 ET
In a conversation that began “is stax worth it for a small store”, after the follow-up message, ChatGPT showed an ad from Mercury.
Text ad: “One platform, more tools”
Worth it question · Oct 3, 23:03 ET
In a conversation that began “best merchant account for an auto repair shop”, after the follow-up message, ChatGPT showed an ad from Intuit Quickbooks.
Text ad: “Merchant Services Built for Small Business”
Best for question · Oct 3, 23:17 ET
In a conversation that began “low fee processor”, after the follow-up message, ChatGPT showed an ad from Relay.
Text ad: “Relay - Banking Built for Small Business”
Short search question · Oct 3, 23:02 ET
In a conversation that began “I run a coffee shop doing about $25k a month in card sales and pay 2.6% plus 10 cents with Square, is there a cheaper processor I should look at?”, after the follow-up message, ChatGPT showed an ad from tryperdiem.com.
Text ad: “Square Coffee Shop App”
Long scenario question · Oct 4, 04:12 ET
In a conversation that began “paypal business fees per transaction”, after the follow-up message, ChatGPT showed an ad from GetApp.
Text ad: “Get Paid Faster Online”
Price question · Oct 3, 23:19 ET
In a conversation that began “should a restaurant use toast payments or a third party processor like stax”, after the follow-up message, ChatGPT showed an ad from GoDaddy.
Text ad: “As Low As 0% Processing + Free POS Terminal”
Comparison question · Oct 3, 23:18 ET
In a conversation that began “how much does stripe charge per transaction”, after the follow-up message, ChatGPT showed an ad from Eventbrite.
Text ad: “Get Paid Before Your Event”
Price question · Oct 3, 23:11 ET
In a conversation that began “square vs helcim for a mobile mechanic who takes payments on site”, after the follow-up message, ChatGPT showed an ad from Capterra.
Text ad: “Best Work Order Apps”
Comparison question · Oct 3, 23:39 ET
In a conversation that began “I run a tour company in Hawaii and take bookings online with deposits, which payment processor handles that best?”, after the follow-up message, ChatGPT showed an ad from peekpro.com.
Text ad: “AI + dynamic pricing for tours”
Long scenario question · Oct 4, 01:28 ET
Question types
How the conversations on this topic were asked, and how many of the shown ads came from each kind.
| Question type | Ads shown | Share |
|---|---|---|
| Best for | 30 | 20.1% |
| Comparison | 23 | 15.4% |
| Fix or choose | 23 | 15.4% |
| Price | 21 | 14.1% |
| Long scenario | 22 | 14.8% |
| Short search | 15 | 10.1% |
| Worth it | 15 | 10.1% |
More in Small Business Tools
Other Small Business Tools topics (ads shown):
How this data was captured
We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.
Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like
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