Chime ads in ChatGPT
In our capture of logged-out ChatGPT, 60 ads from Chime appeared on screen (all text ads), in 15 distinct ad copies across 1 industry and 16 topics. Each one appeared after our follow-up message asking for a sponsored ad.
- ads shown
- 60
- distinct ad copies
- 15
- industries
- 1
- topics
- 16
Logged-out ChatGPT from US connections, Oct 3–4, 2026. Each ad came after our follow-up message asking for a sponsored ad, so the counts show where Chime advertised, not how often ChatGPT shows its ads.
Chime ad copies, most shown first
Each distinct ad copy in our capture, most shown first: the headline of a text ad, or the product and price of a shopping ad. Under each, up to five questions asked in conversations where it appeared, as we asked them; in every one, the ad appeared after our follow-up message asking for a sponsored ad.
15 ad copies
- ChimeSponsored
Simple Online Finance
Text ad · shown 12 times
Our export holds no question text for these conversations.
- ChimeSponsored
Chime® High Yield Savings
Text ad · shown 11 times
Questions it appeared after
- “best high yield savings account that links easily to my chase checking”High-Yield Savings Accounts · Oct 3, 9:45 pm ET
- “amex high yield savings vs ally”High-Yield Savings Accounts · Oct 3, 10:02 pm ET
- “I have money at ally and vanguard and want to simplify, should my cash live in vmfxx or the ally savings account”Money Market Accounts · Oct 4, 12:11 am ET
- “how much does robinhood pay on uninvested cash with gold versus without gold”Cash Management Accounts · Oct 4, 2:19 am ET
- “is an emergency fund worth it”Emergency Fund Tools · Oct 4, 2:25 am ET
+6 more conversations with this ad copy
- ChimeSponsored
Fee-Free Overdrafts
Text ad · shown 6 times
Our export holds no question text for these conversations.
- ChimeSponsored
Make Your Money Work
Text ad · shown 5 times
Questions it appeared after
- “best app for investing spare change”Investing Apps · Oct 3, 10:59 pm ET
- “cash app investing fees”Investing Apps · Oct 3, 11:13 pm ET
- “acorns vs stash, which is better”Investing Apps · Oct 4, 1:46 am ET
+2 more conversations with this ad copy
- ChimeSponsored
Level up your Money
Text ad · shown 5 times
Our export holds no question text for these conversations.
- ChimeSponsored
Chime Prime: Up to 3.75% APY
Text ad · shown 4 times
Our export holds no question text for these conversations.
- ChimeSponsored
Get Chime® in Minutes
Text ad · shown 3 times
Questions it appeared after
- “chime bank”Online Banks · Oct 3, 11:09 pm ET
- “is chime worth it compared to a regular bank with a branch”Online Banks · Oct 4, 12:57 am ET
+1 more conversation with this ad copy
- ChimeSponsored
Chime® Easy Savings
Text ad · shown 3 times
Our export holds no question text for these conversations.
- ChimeSponsored
Goodbye Overdraft Fees
Text ad · shown 3 times
Questions it appeared after
- “chime round ups vs bank of america keep the change”Savings Challenge Apps · Oct 4, 5:04 am ET
+2 more conversations with this ad copy
- ChimeSponsored
Easy Online Savings
Text ad · shown 2 times
Questions it appeared after
- “I have three savings goals, travel, car and emergencies, and want one bank with separate buckets, any recommendations”High-Yield Savings Accounts · Oct 3, 9:27 pm ET
- “my hysa won't let me link my credit union checking account, what are my options”High-Yield Savings Accounts · Oct 3, 9:29 pm ET
- ChimeSponsored
Chime® Savings Account
Text ad · shown 2 times
Our export holds no question text for these conversations.
- ChimeSponsored
Get Your Paycheck Early
Text ad · shown 1 time
Questions it appeared after
- “mobile deposit rejected, what now”Checking Accounts · Oct 4, 1:22 am ET
- ChimeSponsored
Open Chime® in Minutes
Text ad · shown 1 time
Our export holds no question text for this conversation.
- ChimeSponsored
Overdraft Fee-Free
Text ad · shown 1 time
Our export holds no question text for this conversation.
- ChimeSponsored
Get Spotted on Overdraft
Text ad · shown 1 time
Our export holds no question text for this conversation.
Where Chime ads appeared
The industries and topics of the conversations where its ads appeared, by ads shown. Topics are our own labels for the questions we wrote.
Industries
Topics
and 4 more topics, 8 ads in all
Brands in the same topics
Other advertisers whose ads appeared in conversations on the topics where Chime’s did, ranked by how much those topics overlap. Each tile opens its page.
18 brands
Nerdwallet1,442 ads shown14 shared topics
SoFi845 ads shown15 shared topics
Cash App136 ads shown13 shared topics
Quicken347 ads shown14 shared topics
Axos Bank79 ads shown12 shared topics
BestMoney420 ads shown11 shared topics
Capital One219 ads shown10 shared topics
EverBank107 ads shown11 shared topics
Thrivent Bank86 ads shown10 shared topics
Rocket Money594 ads shown8 shared topics
Jotform3,005 ads shown9 shared topics
Ally Bank®53 ads shown7 shared topics
Intuit Quickbooks644 ads shown7 shared topics
Relay119 ads shown7 shared topics
Robinhood120 ads shown6 shared topics
mybanktracker.com33 ads shown5 shared topics
MoneyGram Payment Systems134 ads shown5 shared topics
Novo61 ads shown4 shared topicsHow this data was captured
What we ran, what counts as a shown ad, and what these numbers cannot tell you.
We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.
Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like
Explore the library
All 20 industries, the most shown topics and the guides, one link each.
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