Personal Finance

Robo-Advisors ads in ChatGPT

Ads shown in ChatGPT conversations about Robo-Advisors. We recorded 151 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 143 ads from 24 advertisers. Most often shown: SoFi, Nerdwallet and Quicken.

Our captureLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

151
conversations recorded
143
ads shown
24
advertisers
0%
shopping ads

Advertisers shown in Robo-Advisors conversations

24 advertisers

Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 143 shown ads.

#AdvertiserWebsiteAds shownShare
1SoFisofi.com8660.1%
2Nerdwalletnerdwallet.com117.7%
3Bishop Gold Groupbishopgoldgroup.com74.9%
4Quickenquicken.com74.9%
5Robinhoodrobinhood.com53.5%
6WiserAdvisorwiseradvisor.com42.8%
7Seeking Alphaseekingalpha.com32.1%
8Brookfieldbrookfield.com21.4%
9Cash Appcash.app21.4%
10Fidelity Investmentsfidelity.com21.4%
115 Percent Per Week5percentperweek.com10.7%
12Axos Bankaxosbank.com10.7%
13bernathandrosenberg.combernathandrosenberg.com10.7%
14BestMoneybestmoney.com10.7%
15Capital Groupcapitalgroup.com10.7%
16Charles Schwabschwab.com10.7%
17Chimechime.com10.7%
18Creative Planningcreativeplanning.com10.7%
19EverBankeverbank.com10.7%
20First Freedom Lifefirstfreedomlife.com10.7%
21Fisher Investmentsfisherinvestments.com10.7%
22Flyweelflyweel.co10.7%
23Geltjoingelt.com10.7%
24Genius Monkeygeniusmonkey.com10.7%

Ad formats

FormatAds shownShare
Text ad (advertiser name and headline)143100.0%
Shopping ad (product name and price)00.0%

Example ads

12 ads

Distinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.

  • SoFiText ad

    Investing with SoFi®

    Shown 76 times

  • Bishop Gold GroupText ad

    Free Guide: How Self-Directed IRAs Work

    Shown 7 times

  • NerdwalletText ad

    Top Fiduciary Advisors

    Shown 7 times

  • QuickenText ad

    Modern Personal Finance

    Shown 4 times

  • WiserAdvisorText ad

    Find Top Financial Advisors

    Shown 4 times

  • RobinhoodText ad

    Investing Starts Here

    Shown 2 times

  • First Freedom LifeText ad

    Explore Indexed Annuity Growth

    Shown 1 time

  • Charles SchwabText ad

    Key Features Of Brokerage Accounts

    Shown 1 time

  • bernathandrosenberg.comText ad

    Bernath & Rosenberg

    Contact Us | Financial Advisor in New York

    Shown 1 time

  • Fidelity InvestmentsText ad

    Index Fund Investing

    Shown 1 time

  • Axos BankText ad

    Earn up to 5.00% APY*.

    Shown 1 time

  • 5 Percent Per WeekText ad

    Defined-Risk Ideas

    Shown 1 time

Example conversations

12 examples

Chosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.

  1. In a conversation that began “robo advisor vs vanguard target date fund”, after the follow-up message, ChatGPT showed an ad from First Freedom Life.

    Text ad: “Explore Indexed Annuity Growth”

    Comparison question · Oct 4, 02:39 ET

  2. In a conversation that began “m1 finance vs wealthfront”, after the follow-up message, ChatGPT showed an ad from SoFi.

    Text ad: “Investing with SoFi®”

    Comparison question · Oct 3, 23:13 ET

  3. In a conversation that began “best robo advisor for someone who wants access to a cfp a few times a year”, after the follow-up message, ChatGPT showed an ad from WiserAdvisor.

    Text ad: “Find Top Financial Advisors”

    Best for question · Oct 4, 02:25 ET

  4. In a conversation that began “how to pick a robo advisor risk score”, after the follow-up message, ChatGPT showed an ad from Nerdwallet.

    Text ad: “Top Roth IRA Picks”

    Fix or choose question · Oct 3, 23:14 ET

  5. In a conversation that began “best robo advisor for a freelancer with an sep ira and a taxable account”, after the follow-up message, ChatGPT showed an ad from Robinhood.

    Text ad: “Investing Starts Here”

    Best for question · Oct 3, 23:04 ET

  6. In a conversation that began “digital advisor”, after the follow-up message, ChatGPT showed an ad from Genius Monkey.

    Text ad: “Get More Qualified Leads”

    Short search question · Oct 3, 23:40 ET

  7. In a conversation that began “I want to leave betterment but don't want to sell and pay taxes, how do I transfer in kind”, after the follow-up message, ChatGPT showed an ad from Quicken.

    Text ad: “Track Investments”

    Fix or choose question · Oct 3, 23:36 ET

  8. In a conversation that began “how much do robo advisors charge compared to a traditional financial advisor at 1%”, after the follow-up message, ChatGPT showed an ad from Creative Planning.

    Text ad: “Peter Mallouk's Approach”

    Price question · Oct 4, 01:09 ET

  9. In a conversation that began “vanguard digital advisor vs a target date fund in my vanguard account, which is cheaper and better”, after the follow-up message, ChatGPT showed an ad from Fidelity Investments.

    Text ad: “Index Fund Investing”

    Comparison question · Oct 4, 02:49 ET

  10. In a conversation that began “robo advisor or target date fund?”, after the follow-up message, ChatGPT showed an ad from Brookfield.

    Text ad: “A leader in multi-asset investing”

    Fix or choose question · Oct 3, 23:25 ET

  11. In a conversation that began “my robo advisor sold at a loss, why”, after the follow-up message, ChatGPT showed an ad from Seeking Alpha.

    Text ad: “Best Stock Analysis Website”

    Fix or choose question · Oct 3, 23:11 ET

  12. In a conversation that began “I'm self-employed and need a robo advisor that supports sep iras and taxable accounts, any recommendations”, after the follow-up message, ChatGPT showed an ad from SoFi.

    Text ad: “Investing with SoFi®”

    Long scenario question · Oct 4, 03:57 ET

Question types

How the conversations on this topic were asked, and how many of the shown ads came from each kind.

Question typeConversationsAds shownShare
Best for
“best … for …” questions
303021.0%
Comparison
one product or service against another, or alternatives
232316.1%
Fix or choose
a problem to fix, or a choice to make
231913.3%
Price
what something costs or where to buy it cheaply
222014.0%
Long scenario
a personal situation in a sentence or two
222114.7%
Short search
a few words, like a search box
161611.2%
Worth it
whether something is worth buying or switching to
15149.8%

More in Personal Finance

Other Personal Finance topics (ads shown):

How this data was captured

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like

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