Personal Finance

Business Credit Cards ads in ChatGPT

Ads shown in ChatGPT conversations about Business Credit Cards. We recorded 152 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 150 ads from 25 advertisers. Most often shown: Nerdwallet, Relay and VistaPrint US.

Our captureLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

152
conversations recorded
150
ads shown
25
advertisers
0%
shopping ads

Advertisers shown in Business Credit Cards conversations

25 advertisers

Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 150 shown ads.

#AdvertiserWebsiteAds shownShare
1Nerdwalletnerdwallet.com5738.0%
2Relayrelayfi.com3523.3%
3VistaPrint USvistaprint.com128.0%
4Wyndham Businesswyndhambusiness.com64.0%
5Novonovo.co53.3%
6Revolut Businessrevolut.com53.3%
7Intuit Quickbooksintuit.com42.7%
8KleerCardgetkleercard.com32.0%
9SoFisofi.com32.0%
10Corpaycorpay.com21.3%
11Datarailsdatarails.com21.3%
12Mercurymercury.com21.3%
13Quickenquicken.com21.3%
14BestMoneybestmoney.com10.7%
15businessloans.combusinessloans.com10.7%
16Capital Onecapitalone.com10.7%
17CardCritics—10.7%
18DoorDashdoordash.com10.7%
19Jotformjotform.com10.7%
20Lawyer.comlawyer.com10.7%
21LendingTreelendingtree.com10.7%
22Precision Rollerprecisionroller.com10.7%
23RAN FUNDINGranfunding.com10.7%
24Tailor Brandstailorbrands.com10.7%
25Tipaltitipalti.com10.7%

Ad formats

FormatAds shownShare
Text ad (advertiser name and headline)150100.0%
Shopping ad (product name and price)00.0%

Example ads

12 ads

Distinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.

  • NerdwalletText ad

    2026's Top Business Cards

    Shown 52 times

  • RelayText ad

    Small Business Checking

    Shown 32 times

  • Wyndham BusinessText ad

    15% Off Business Travel

    Shown 6 times

  • NovoText ad

    Online Business Banking | Novo

    Shown 4 times

  • VistaPrint USText ad

    Starting up?

    Shown 4 times

  • Revolut BusinessText ad

    Solve your spend with Revolut Business

    Shown 3 times

  • MercuryText ad

    Your business money hub

    Shown 2 times

  • BestMoneyText ad

    Compare Business Checking

    Shown 1 time

  • CorpayText ad

    Beyond Corporate Cards

    Shown 1 time

  • KleerCardText ad

    Real-Time Spend Control for Every Team

    Shown 1 time

  • DoorDashText ad

    DoorDash for Merchants

    Reach more customers online

    Shown 1 time

  • TipaltiText ad

    Automate AP, Procurement, And Payouts

    Shown 1 time

Example conversations

12 examples

Chosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.

  1. In a conversation that began “best business credit card for an LLC”, after the follow-up message, ChatGPT showed an ad from BestMoney.

    Text ad: “Compare Business Checking”

    Best for question · Oct 3, 22:25 ET

  2. In a conversation that began “mercury card vs brex card”, after the follow-up message, ChatGPT showed an ad from Corpay.

    Text ad: “Beyond Corporate Cards”

    Comparison question · Oct 3, 21:27 ET

  3. In a conversation that began “ramp card”, after the follow-up message, ChatGPT showed an ad from KleerCard.

    Text ad: “Real-Time Spend Control for Every Team”

    Short search question · Oct 3, 22:38 ET

  4. In a conversation that began “llc credit card”, after the follow-up message, ChatGPT showed an ad from Relay.

    Text ad: “Small Business Checking”

    Short search question · Oct 3, 21:31 ET

  5. In a conversation that began “I already have the ink business cash and want a second business card for travel, should I get the ink preferred or amex gold”, after the follow-up message, ChatGPT showed an ad from Nerdwallet.

    Text ad: “2026's Top Business Cards”

    Long scenario question · Oct 3, 21:58 ET

  6. In a conversation that began “best business card for a food truck owner buying supplies at restaurant depot and costco”, after the follow-up message, ChatGPT showed an ad from VistaPrint US.

    Text ad: “Board displays”

    Best for question · Oct 3, 22:00 ET

  7. In a conversation that began “I own two coffee shops in Portland and spend a lot at restaurant suppliers and costco, which business card should I use”, after the follow-up message, ChatGPT showed an ad from DoorDash.

    Text ad: “Reach more customers online”

    Long scenario question · Oct 3, 21:47 ET

  8. In a conversation that began “how much is ramp plus per user and what does it add over the free plan”, after the follow-up message, ChatGPT showed an ad from Tipalti.

    Text ad: “Automate AP, Procurement, And Payouts”

    Price question · Oct 3, 22:08 ET

  9. In a conversation that began “what are the fees for paying vendors with a business credit card through melio or plastiq”, after the follow-up message, ChatGPT showed an ad from Intuit Quickbooks.

    Text ad: “Cheapest Credit Card Processing for Business”

    Price question · Oct 3, 22:22 ET

  10. In a conversation that began “ramp application rejected, what now”, after the follow-up message, ChatGPT showed an ad from Capital One.

    Text ad: “Easy Pre-Approval Tool”

    Fix or choose question · Oct 3, 22:24 ET

  11. In a conversation that began “amex business platinum vs chase ink preferred for a consultant who flies every week”, after the follow-up message, ChatGPT showed an ad from Wyndham Business.

    Text ad: “15% Off Business Travel”

    Comparison question · Oct 3, 22:08 ET

  12. In a conversation that began “my chase ink application was denied because I'm a sole proprietor with low revenue, what should I try next”, after the follow-up message, ChatGPT showed an ad from RAN FUNDING.

    Text ad: “Business Funding For All Industries”

    Fix or choose question · Oct 3, 22:24 ET

Question types

How the conversations on this topic were asked, and how many of the shown ads came from each kind.

Question typeConversationsAds shownShare
Best for
“best … for …” questions
313120.7%
Price
what something costs or where to buy it cheaply
242416.0%
Long scenario
a personal situation in a sentence or two
232315.3%
Comparison
one product or service against another, or alternatives
222214.7%
Fix or choose
a problem to fix, or a choice to make
222114.0%
Short search
a few words, like a search box
15149.3%
Worth it
whether something is worth buying or switching to
151510.0%

More in Personal Finance

Other Personal Finance topics (ads shown):

How this data was captured

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like

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