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Capital One ads in ChatGPT

In our capture of logged-out ChatGPT, 219 ads from Capital One appeared on screen (all text ads), in 45 distinct ad copies across 9 industries and 59 topics. Each one appeared after our follow-up message asking for a sponsored ad.

capitalone.comLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

ads shown
219
distinct ad copies
45
industries
9
topics
59

Logged-out ChatGPT from US connections, Oct 3⁠–⁠4, 2026. Each ad came after our follow-up message asking for a sponsored ad, so the counts show where Capital One advertised, not how often ChatGPT shows its ads.

Ad copies

Capital One ad copies, most shown first

Each distinct ad copy in our capture, most shown first: the headline of a text ad, or the product and price of a shopping ad. Under each, up to five questions asked in conversations where it appeared, as we asked them; in every one, the ad appeared after our follow-up message asking for a sponsored ad.

top 24 of 45

  • Capital OneSponsored

    Online Pre-Approval Tool

    Text ad · shown 54 times

    Questions it appeared after

    1. “toyota corolla hybrid vs honda civic hybrid for someone driving 80 miles a day”New Cars · Oct 3, 9:40 pm ET
    2. “fico score 8”Credit Monitoring & Credit Scores · Oct 3, 11:27 pm ET
    3. “my afterpay order was canceled by the store but the first payment still went through, what now”Buy Now, Pay Later · Oct 4, 11:13 am ET
    4. “best airline card with a companion ticket”Airline Credit Cards · Oct 4, 11:14 am ET
    5. “should I switch from the amazon store card to the prime visa now that my credit improved”Retail Store Credit Cards · Oct 4, 11:17 am ET

    +49 more conversations with this ad copy

  • Capital OneSponsored

    Used Cars For Sale

    Text ad · shown 23 times

    Questions it appeared after

    1. “honda cr-v”SUVs · Oct 3, 9:30 pm ET
    2. “is a used chevy volt worth buying in 2026”Used Cars · Oct 3, 10:04 pm ET
    3. “mercedes cpo vs audi cpo”Certified Pre-Owned Cars · Oct 3, 10:24 pm ET
    4. “vw jetta vs honda civic”New Cars · Oct 3, 10:40 pm ET
    5. “best place to buy a used car online”Car Buying Services · Oct 4, 5:28 am ET

    +18 more conversations with this ad copy

  • Capital OneSponsored

    Capital One Auto

    Text ad · shown 14 times

    Questions it appeared after

    1. “best used ev under 20k”Electric Vehicles · Oct 3, 9:57 pm ET
    2. “how much can i realistically negotiate off a cpo car at a franchise dealer”Certified Pre-Owned Cars · Oct 3, 10:03 pm ET
    3. “best hybrid suv for someone who tows a small utility trailer occasionally”Hybrids · Oct 3, 10:25 pm ET
    4. “subaru crosstrek vs subaru impreza for someone living in vermont”New Cars · Oct 3, 10:38 pm ET
    5. “pacifica plug in vs sienna mpg”Minivans · Oct 3, 11:18 pm ET

    +9 more conversations with this ad copy

  • Capital OneSponsored

    New Cars For Sale

    Text ad · shown 10 times

    Questions it appeared after

    1. “new car deals”New Cars · Oct 3, 9:52 pm ET
    2. “how to find a car under msrp”New Cars · Oct 3, 9:54 pm ET
    3. “is a plug in hybrid worth it”Hybrids · Oct 3, 10:26 pm ET
    4. “best ev for a 100 mile round trip commute in upstate new york winters”Electric Vehicles · Oct 3, 10:28 pm ET
    5. “dodge challenger vs ford mustang”Sports Cars · Oct 3, 11:26 pm ET

    +5 more conversations with this ad copy

  • Capital OneSponsored

    Capital One Car Loans

    Text ad · shown 8 times

    Questions it appeared after

    1. “subaru crosstrek vs mazda cx-30 for a single person in vermont”SUVs · Oct 3, 10:04 pm ET
    2. “i'm moving from florida to minnesota and need a used awd car under 16k, which models handle winter best?”Used Cars · Oct 3, 10:26 pm ET
    3. “best used car for someone with 8k cash who needs something reliable for a 40 mile commute”Used Cars · Oct 3, 10:35 pm ET
    4. “i'm moving to denver and want an suv that can handle ski trips on i-70 every weekend, what's best?”SUVs · Oct 3, 10:41 pm ET
    5. “best awd minivan for snow”Minivans · Oct 3, 11:03 pm ET

    +3 more conversations with this ad copy

  • Capital OneSponsored

    Pre-Qualified Financing

    Text ad · shown 7 times

    Questions it appeared after

    1. “is the cybertruck worth it as a daily driver”Electric Vehicles · Oct 3, 10:28 pm ET
    2. “cpo lexus es vs new toyota camry”Certified Pre-Owned Cars · Oct 3, 10:39 pm ET
    3. “how to avoid dealer add ons”New Cars · Oct 3, 10:46 pm ET
    4. “cheapest online site to buy a reliable used sedan”Car Buying Services · Oct 4, 12:46 am ET

    +3 more conversations with this ad copy

  • Capital OneSponsored

    Used Teslas Near You

    Text ad · shown 6 times

    Questions it appeared after

    1. “is an ev worth it if i can't charge at home”Electric Vehicles · Oct 3, 9:28 pm ET
    2. “i drive a lot between atlanta and nashville, which ev has the best range and charging network for that route?”Electric Vehicles · Oct 3, 9:41 pm ET
    3. “how much is a used tesla model 3”Electric Vehicles · Oct 3, 10:26 pm ET
    4. “how do i choose between a tesla and a non tesla ev now that most use the same charger”Electric Vehicles · Oct 4, 11:17 am ET

    +2 more conversations with this ad copy

  • Capital OneSponsored

    Used Sedans For Sale

    Text ad · shown 6 times

    Questions it appeared after

    1. “which is more reliable used, a 2016 honda accord or a 2016 nissan altima”Used Cars · Oct 3, 10:10 pm ET
    2. “i found a 2015 honda accord with 140k miles for 9500, is that a good deal or should i keep looking?”Used Cars · Oct 3, 10:35 pm ET
    3. “used ford fusion vs used chevy malibu”Used Cars · Oct 3, 10:45 pm ET
    4. “i'd like a luxury sedan under 50k that holds its value well, which models depreciate the least?”Luxury Cars · Oct 3, 11:20 pm ET
    5. “i want to start doing autocross and track days, what affordable car is best to learn on?”Sports Cars · Oct 4, 2:18 am ET

    +1 more conversation with this ad copy

  • Capital OneSponsored

    High Yield Savings Rate

    Text ad · shown 6 times

    Questions it appeared after

    1. “my sofi savings rate dropped because my direct deposit stopped, how do I fix that”High-Yield Savings Accounts · Oct 3, 10:36 pm ET
    2. “best high yield savings for self employed taxes”High-Yield Savings Accounts · Oct 3, 10:55 pm ET
    3. “best cd term when rates are falling”Certificates of Deposit · Oct 3, 11:17 pm ET
    4. “how long would it take to break even on $6,000 in closing costs if I save $250 a month”Mortgage Refinancing · Oct 4, 12:45 am ET

    +2 more conversations with this ad copy

  • Capital OneSponsored

    Shop Used Cars For Sale

    Text ad · shown 5 times

    Questions it appeared after

    1. “what to look for in a used hybrid”Hybrids · Oct 3, 9:51 pm ET

    +4 more conversations with this ad copy

  • Capital OneSponsored

    Open a High Rate CD

    Text ad · shown 5 times

    Questions it appeared after

    1. “how much interest on a $20,000 cd”Certificates of Deposit · Oct 4, 2:59 am ET

    +4 more conversations with this ad copy

  • Capital OneSponsored

    Used SUVs For Sale

    Text ad · shown 4 times

    Questions it appeared after

    1. “best off road suv under 50k”SUVs · Oct 3, 9:37 pm ET
    2. “cheapest cpo suv with awd”Certified Pre-Owned Cars · Oct 3, 9:44 pm ET
    3. “best used suv under 20k that won't have transmission problems”SUVs · Oct 3, 9:48 pm ET
    4. “certified used suvs”Certified Pre-Owned Cars · Oct 3, 9:56 pm ET
  • Capital OneSponsored

    Your Car Loan Options

    Text ad · shown 4 times

    Questions it appeared after

    1. “i'm a weekend mechanic and want a used car that's easy and cheap to work on myself, what would you suggest?”Used Cars · Oct 3, 10:14 pm ET
    2. “cpo vs new car financing rates”Certified Pre-Owned Cars · Oct 3, 10:46 pm ET
    3. “how much is a 2026 nissan z nismo”Sports Cars · Oct 4, 1:21 am ET
    4. “0% dealer financing vs a $3,000 cash rebate with credit union financing, which saves more”Auto Loans & Refinancing · Oct 4, 5:15 am ET
  • Capital OneSponsored

    Check for Offers Now

    Text ad · shown 4 times

    Questions it appeared after

    1. “my 5% category bonus didn't post after I activated it, what should I do next”Cash-Back Credit Cards · Oct 3, 10:16 pm ET

    +3 more conversations with this ad copy

  • Capital OneSponsored

    Easy Pre-Approval Tool

    Text ad · shown 4 times

    Questions it appeared after

    1. “ramp application rejected, what now”Business Credit Cards · Oct 3, 10:24 pm ET
    2. “how do i decide between financing through the dealer or my credit union”New Cars · Oct 3, 10:30 pm ET
    3. “I'm a rideshare driver who needs $800 in new tires this week, which pay later app gives me the longest time to pay”Buy Now, Pay Later · Oct 4, 11:20 am ET

    +1 more conversation with this ad copy

  • Capital OneSponsored

    Used Minivans For Sale

    Text ad · shown 4 times

    Questions it appeared after

    1. “which minivan holds its value better, the sienna or the odyssey”Minivans · Oct 4, 5:09 am ET

    +3 more conversations with this ad copy

  • Capital OneSponsored

    New Minivans For Sale

    Text ad · shown 4 times

    Questions it appeared after

    1. “is the toyota sienna worth paying over msrp for”Minivans · Oct 4, 2:24 am ET

    +3 more conversations with this ad copy

  • Capital OneSponsored

    Used Trucks For Sale

    Text ad · shown 3 times

    Questions it appeared after

    1. “i'm moving to rural montana and need a new car that can handle gravel roads and long distances between gas stations, ideas?”New Cars · Oct 3, 9:41 pm ET
    2. “used truck prices under 15k in texas”Used Cars · Oct 3, 9:53 pm ET

    +1 more conversation with this ad copy

  • Capital OneSponsored

    Online Savings Account

    Text ad · shown 3 times

    Questions it appeared after

    1. “savings account locked after login attempts”High-Yield Savings Accounts · Oct 3, 9:43 pm ET

    +2 more conversations with this ad copy

  • Capital OneSponsored

    You May Be Pre-Approved

    Text ad · shown 3 times

    Questions it appeared after

    1. “balance transfer limit too low, what now”Balance Transfer Cards · Oct 3, 9:56 pm ET
    2. “how do I keep my bills from creeping back up after a negotiation”Bill Negotiation Apps · Oct 4, 2:34 am ET
    3. “my target circle card payment didn't post and they charged a late fee, how do I get it reversed”Retail Store Credit Cards · Oct 4, 11:24 am ET
  • Capital OneSponsored

    New Sedans For Sale

    Text ad · shown 3 times

    Questions it appeared after

    1. “toyota camry vs honda accord 2026”New Cars · Oct 3, 10:19 pm ET
    2. “mazda3 vs honda civic hatchback”New Cars · Oct 3, 10:31 pm ET
    3. “best luxury car for someone who wants japanese reliability with german style”Luxury Cars · Oct 3, 11:21 pm ET
  • Capital OneSponsored

    Shop Cars Online

    Text ad · shown 3 times

    Our export holds no question text for these conversations.

  • Capital OneSponsored

    Pre-Qualify In Minutes

    Text ad · shown 3 times

    Our export holds no question text for these conversations.

  • Capital OneSponsored

    Capital One: CD Accounts

    Text ad · shown 3 times

    Questions it appeared after

    1. “my fidelity core position changed, how do I pick a better money market fund for my cash”Money Market Accounts · Oct 4, 4:15 am ET

    +2 more conversations with this ad copy

More ad copies · 21 of 21

  1. Toyota Camry For SaleText ad · shown 2 times
  2. Capital One Auto LoansText ad · shown 2 times
  3. Used Car FinancingText ad · shown 2 times
  4. Search Millions Of CarsText ad · shown 2 times
  5. Pre-Qualify OnlineText ad · shown 2 times
  6. Check Card EligibilityText ad · shown 2 times
  7. Bank All In One PlaceText ad · shown 2 times
  8. Find A Car OnlineText ad · shown 2 times
  9. View Pre-Approval OffersText ad · shown 2 times
  10. New Trucks For SaleText ad · shown 1 time
  11. Used Lexus Near YouText ad · shown 1 time
  12. Pre-Qualified Car LoansText ad · shown 1 time
  13. Used Toyotas Near YouText ad · shown 1 time
  14. New SUVs For SaleText ad · shown 1 time
  15. Capital One 360 CDsText ad · shown 1 time
  16. Start Finding Your CardText ad · shown 1 time
  17. No Fees. No Minimums.Text ad · shown 1 time
  18. Our Pre-Approval ToolText ad · shown 1 time
  19. Shop Cars Near YouText ad · shown 1 time
  20. Open Online or In PersonText ad · shown 1 time
  21. Start With Pre-ApprovalText ad · shown 1 time
Where it showed

Where Capital One ads appeared

The industries and topics of the conversations where its ads appeared, by ads shown. Topics are our own labels for the questions we wrote.

Industries

Topics

and 47 more topics, 87 ads in all

Same topics

Brands in the same topics

Other advertisers whose ads appeared in conversations on the topics where Capital One’s did, ranked by how much those topics overlap. Each tile opens its page.

18 brands

BMW USA244 ads shown15 shared topicsNerdwallet1,442 ads shown31 shared topicsefaq.com120 ads shown12 shared topicsDriveway71 ads shown14 shared topicsLiberty Mutual Insurance112 ads shown15 shared topicsNissan87 ads shown11 shared topicsGet Endurance Warranty262 ads shown13 shared topicsJotform3,005 ads shown24 shared topicsSoFi845 ads shown19 shared topicsCarMax52 ads shown11 shared topicsBestMoney420 ads shown23 shared topicsMelanie Grossman Motors38 ads shown10 shared topicsEverBank107 ads shown14 shared topicsChime60 ads shown10 shared topicsInsurify36 ads shown9 shared topicsRocket Money594 ads shown11 shared topicsQuicken347 ads shown14 shared topicsToyota78 ads shown9 shared topics
Method

How this data was captured

What we ran, what counts as a shown ad, and what these numbers cannot tell you.

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like

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