Small Business Tools

Business Banking ads in ChatGPT

Ads shown in ChatGPT conversations about Business Banking. We recorded 144 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 143 ads from 33 advertisers. Most often shown: Relay, Novo and Nerdwallet.

Our captureLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

144
conversations recorded
143
ads shown
33
advertisers
0%
shopping ads

Advertisers shown in Business Banking conversations

top 25 of 33

Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 143 shown ads.

#AdvertiserWebsiteAds shownShare
1Relayrelayfi.com4430.8%
2Novonovo.co2114.7%
3Nerdwalletnerdwallet.com149.8%
4Intuit Quickbooksintuit.com96.3%
5SoFisofi.com96.3%
6Jotformjotform.com85.6%
7VistaPrint USvistaprint.com42.8%
8BestMoneybestmoney.com32.1%
9Cash Appcash.app32.1%
10KleerCardgetkleercard.com21.4%
11Mercurymercury.com21.4%
12MoneyGram Payment Systemsmoneygram.com21.4%
13Thrivent Bankthriventbank.com21.4%
14Ally Bank®ally.com10.7%
15Anytime Mailboxanytimemailbox.com10.7%
16Axos Bankaxosbank.com10.7%
17BEAR LOANthebearloan.com10.7%
18businessloans.combusinessloans.com10.7%
19Capital Onecapitalone.com10.7%
20CoAd.coad.com10.7%
21EverBankeverbank.com10.7%
22Flodeskflodesk.com10.7%
23Genius Monkeygeniusmonkey.com10.7%
24Harvestgetharvest.com10.7%
25Huntington Bankhuntington.com10.7%

8 more advertisers shared the other 8 shown ads.

Ad formats

FormatAds shownShare
Text ad (advertiser name and headline)143100.0%
Shopping ad (product name and price)00.0%

Example ads

12 ads

Distinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.

  • RelayText ad

    High-Yield Business Savings

    Shown 17 times

  • NerdwalletText ad

    Excellent Checking Accounts

    Shown 9 times

  • NovoText ad

    Free Businss Banking | Novo

    Shown 6 times

  • KleerCardText ad

    Ditch the Shared Debit Card

    Shown 2 times

  • BestMoneyText ad

    Open a Business Checking Account

    Shown 2 times

  • JotformText ad

    Accept Payments Online Form

    Shown 2 times

  • SoFiText ad

    Online Banking With SoFi

    Shown 2 times

  • StampliText ad

    Automate 87% of Finance Work

    Shown 1 time

  • CoAd.Text ad

    Payroll & HR Solutions for Small Business Owners

    Shown 1 time

  • Revolut BusinessText ad

    One business account. All your financial needs.

    Shown 1 time

  • Intuit QuickbooksText ad

    Track Your Cash Flow

    Shown 1 time

  • Thrivent BankText ad

    High Tech Checking Account

    Shown 1 time

Example conversations

12 examples

Chosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.

  1. In a conversation that began “my business bank keeps flagging normal transactions as fraud, how do i fix it”, after the follow-up message, ChatGPT showed an ad from Stampli.

    Text ad: “Automate 87% of Finance Work”

    Fix or choose question · Oct 3, 23:05 ET

  2. In a conversation that began “best business savings account rates”, after the follow-up message, ChatGPT showed an ad from SoFi.

    Text ad: “SoFi Online Savings Account”

    Best for question · Oct 3, 23:18 ET

  3. In a conversation that began “mercury vs relay for small business”, after the follow-up message, ChatGPT showed an ad from Revolut Business.

    Text ad: “One business account. All your financial needs.”

    Comparison question · Oct 3, 23:28 ET

  4. In a conversation that began “is mercury bank worth it”, after the follow-up message, ChatGPT showed an ad from Relay.

    Text ad: “Small Business Checking”

    Worth it question · Oct 4, 04:30 ET

  5. In a conversation that began “best business bank account for a freelancer who wants to set aside taxes automatically”, after the follow-up message, ChatGPT showed an ad from Intuit Quickbooks.

    Text ad: “QuickBooks Lite”

    Best for question · Oct 4, 02:32 ET

  6. In a conversation that began “cheapest way to deposit cash for an online business bank account”, after the follow-up message, ChatGPT showed an ad from Novo.

    Text ad: “Getting Paid Made Easy | Novo”

    Price question · Oct 4, 05:16 ET

  7. In a conversation that began “We're a small nonprofit with volunteers handling money, what bank account setup keeps things transparent and simple?”, after the follow-up message, ChatGPT showed an ad from Zeffy.

    Text ad: “100% Free Fundraising For Nonprofits”

    Long scenario question · Oct 4, 04:45 ET

  8. In a conversation that began “northone vs novo fees”, after the follow-up message, ChatGPT showed an ad from Nerdwallet.

    Text ad: “Excellent Checking Accounts”

    Comparison question · Oct 4, 01:31 ET

  9. In a conversation that began “I'm a photographer with irregular income and want a bank that helps me set aside money for taxes, any recommendations?”, after the follow-up message, ChatGPT showed an ad from Cash App.

    Text ad: “Get Your Paycheck Early”

    Long scenario question · Oct 3, 23:20 ET

  10. In a conversation that began “northone”, after the follow-up message, ChatGPT showed an ad from VistaPrint US.

    Text ad: “Pitch tomorrow?”

    Short search question · Oct 3, 23:15 ET

  11. In a conversation that began “is it worth opening a business bank account for a side hustle making $3k a year”, after the follow-up message, ChatGPT showed an ad from Axos Bank.

    Text ad: “Bank and earn up to $600²”

    Worth it question · Oct 4, 01:08 ET

  12. In a conversation that began “mercury bank fees and limits”, after the follow-up message, ChatGPT showed an ad from Ally Bank®.

    Text ad: “Ally Bank® Spending Account (Member FDIC)”

    Price question · Oct 3, 23:31 ET

Question types

How the conversations on this topic were asked, and how many of the shown ads came from each kind.

Question typeConversationsAds shownShare
Best for
“best … for …” questions
292920.3%
Comparison
one product or service against another, or alternatives
222114.7%
Price
what something costs or where to buy it cheaply
222215.4%
Fix or choose
a problem to fix, or a choice to make
222215.4%
Long scenario
a personal situation in a sentence or two
222215.4%
Short search
a few words, like a search box
14149.8%
Worth it
whether something is worth buying or switching to
13139.1%

More in Small Business Tools

Other Small Business Tools topics (ads shown):

How this data was captured

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like

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