Insurance

Cheap Car Insurance ads in ChatGPT

Ads shown in ChatGPT conversations about Cheap Car Insurance. We recorded 148 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 145 ads from 11 advertisers. Most often shown: GEICO, BestMoney and EverQuote.

Our captureLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

148
conversations recorded
145
ads shown
11
advertisers
0%
shopping ads

Advertisers shown in Cheap Car Insurance conversations

11 advertisers

Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 145 shown ads.

#AdvertiserWebsiteAds shownShare
1GEICOgeico.com4833.1%
2BestMoneybestmoney.com3826.2%
3EverQuoteeverquote.com2013.8%
4The Zebrathezebra.com1611.0%
5Nerdwalletnerdwallet.com139.0%
6Jerry—42.8%
7Liberty Mutual Insurancelibertymutual.com21.4%
8AutoInsurance.comautoinsurance.com10.7%
9drivecheap.comdrivecheap.com10.7%
10Insurance Auto Groupinsuranceautogroup.com10.7%
11Quickenquicken.com10.7%

Ad formats

FormatAds shownShare
Text ad (advertiser name and headline)145100.0%
Shopping ad (product name and price)00.0%

Example ads

12 ads

Distinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.

  • GEICOText ad

    Comparing Auto Insurance Companies?

    Shown 27 times

  • BestMoneyText ad

    Cheap Car Insurance from $29/mo

    Shown 23 times

  • NerdwalletText ad

    Compare Car Insurance

    Shown 13 times

  • The ZebraText ad

    Looking for Car Insurance?

    Shown 10 times

  • EverQuoteText ad

    Quick, easy insurance

    Shown 8 times

  • JerryText ad

    Car insurance quotes without spam calls.

    Shown 3 times

  • Liberty Mutual InsuranceText ad

    Affordable Car Insurance

    Shown 2 times

  • drivecheap.comText ad

    Autoplexity, Inc.

    Lowest Auto Insurance

    Shown 1 time

  • Insurance Auto GroupText ad

    Compare Auto Insurance in Minutes

    Shown 1 time

  • QuickenText ad

    Top Rated Budgeting Tool

    Shown 1 time

  • AutoInsurance.comText ad

    Compare Auto Insurance Quotes

    Shown 1 time

  • BestMoneyText ad

    Compare Auto Insurance Prices

    Shown 6 times

Example conversations

12 examples

Chosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.

  1. In a conversation that began “discount auto insurance”, after the follow-up message, ChatGPT showed an ad from GEICO.

    Text ad: “Comparing Auto Insurance Companies?”

    Short search question · Oct 3, 22:25 ET

  2. In a conversation that began “cheapest car insurance for retirees on fixed income”, after the follow-up message, ChatGPT showed an ad from EverQuote.

    Text ad: “Quick, easy insurance”

    Best for question · Oct 3, 22:29 ET

  3. In a conversation that began “is minimum coverage car insurance worth it”, after the follow-up message, ChatGPT showed an ad from BestMoney.

    Text ad: “Low Cost Car Insurance 2026”

    Worth it question · Oct 3, 21:58 ET

  4. In a conversation that began “I only use my 2006 Corolla for weekend errands in Pittsburgh and pay 130 a month, how can I find a much cheaper policy?”, after the follow-up message, ChatGPT showed an ad from Nerdwallet.

    Text ad: “Compare Car Insurance”

    Long scenario question · Oct 3, 21:59 ET

  5. In a conversation that began “is the general insurance worth it”, after the follow-up message, ChatGPT showed an ad from Jerry.

    Text ad: “Car insurance quotes without spam calls.”

    Worth it question · Oct 3, 21:39 ET

  6. In a conversation that began “how to negotiate a lower car insurance rate”, after the follow-up message, ChatGPT showed an ad from The Zebra.

    Text ad: “Looking for Car Insurance?”

    Fix or choose question · Oct 3, 21:57 ET

  7. In a conversation that began “cheapest car insurance for young adults”, after the follow-up message, ChatGPT showed an ad from drivecheap.com.

    Text ad: “Lowest Auto Insurance”

    Best for question · Oct 3, 22:10 ET

  8. In a conversation that began “is auto-owners usually cheaper than state farm for a clean record driver in michigan”, after the follow-up message, ChatGPT showed an ad from Insurance Auto Group.

    Text ad: “Compare Auto Insurance in Minutes”

    Comparison question · Oct 3, 21:37 ET

  9. In a conversation that began “i can barely afford my car insurance after a rate hike, what are realistic ways to lower it”, after the follow-up message, ChatGPT showed an ad from Liberty Mutual Insurance.

    Text ad: “Affordable Car Insurance”

    Fix or choose question · Oct 3, 22:22 ET

  10. In a conversation that began “is pay in full discount worth it”, after the follow-up message, ChatGPT showed an ad from Quicken.

    Text ad: “Top Rated Budgeting Tool”

    Worth it question · Oct 3, 21:28 ET

  11. In a conversation that began “is a 2000 deductible worth it”, after the follow-up message, ChatGPT showed an ad from AutoInsurance.com.

    Text ad: “Compare Auto Insurance Quotes”

    Worth it question · Oct 3, 21:49 ET

  12. In a conversation that began “how to get cheaper car insurance fast”, after the follow-up message, ChatGPT showed an ad from BestMoney.

    Text ad: “Cheap Car Insurance from $29/mo”

    Fix or choose question · Oct 3, 21:47 ET

Question types

How the conversations on this topic were asked, and how many of the shown ads came from each kind.

Question typeConversationsAds shownShare
Best for
“best … for …” questions
303020.7%
Comparison
one product or service against another, or alternatives
222114.5%
Price
what something costs or where to buy it cheaply
222215.2%
Fix or choose
a problem to fix, or a choice to make
222215.2%
Long scenario
a personal situation in a sentence or two
222114.5%
Short search
a few words, like a search box
151510.3%
Worth it
whether something is worth buying or switching to
15149.7%

More in Insurance

Other Insurance topics (ads shown):

How this data was captured

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like

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