Insurance

State Homeowners Insurance ads in ChatGPT

Ads shown in ChatGPT conversations about State Homeowners Insurance. We recorded 148 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 147 ads from 20 advertisers. Most often shown: EverQuote, The Zebra and BestMoney.

Our captureLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

148
conversations recorded
147
ads shown
20
advertisers
0%
shopping ads

Advertisers shown in State Homeowners Insurance conversations

20 advertisers

Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 147 shown ads.

#AdvertiserWebsiteAds shownShare
1EverQuoteeverquote.com3725.2%
2The Zebrathezebra.com3423.1%
3BestMoneybestmoney.com2819.0%
4GEICOgeico.com1610.9%
5Harvest Insurance Agencyharvest.insure53.4%
6NOW Insurance Servicesnowinsurance.com53.4%
7gunnerroofing.comgunnerroofing.com42.7%
8Allied Roofing Solutionsalliedroofingsolutions.com32.0%
9Kin Insurancekin.com32.0%
10The Military Walletthemilitarywallet.com21.4%
11Angiangi.com10.7%
12AutoInsurance.comautoinsurance.com10.7%
13Coastal Insurance Solutionscoastalinsurancesolution.com10.7%
14Energy Home Improvements—10.7%
15Footbridge Mediafootbridgemedia.com10.7%
16Forbesforbes.com10.7%
17Jotformjotform.com10.7%
18Liberty Mutual Insurancelibertymutual.com10.7%
19Peak Roofing and Exteriorspeak-roofing.com10.7%
20Republic Windows Doors & Roofingrepublicwindow.com10.7%

Ad formats

FormatAds shownShare
Text ad (advertiser name and headline)147100.0%
Shopping ad (product name and price)00.0%

Example ads

12 ads

Distinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.

  • EverQuoteText ad

    Insurance near you

    Shown 25 times

  • BestMoneyText ad

    10 Best Auto & Home Insurance 2026

    Shown 21 times

  • The ZebraText ad

    Compare Rates Today

    Shown 15 times

  • GEICOText ad

    GEICO Bundles Can Get You Additional Savings

    Shown 6 times

  • NOW Insurance ServicesText ad

    A Simpler Way to Insure

    Shown 5 times

  • Kin InsuranceText ad

    Home Insurance For Florida

    Shown 3 times

  • gunnerroofing.comText ad

    Gunner Holdings LLC

    Storm Damage on Your Roof?

    Shown 3 times

  • Harvest Insurance AgencyText ad

    Home Insurance Renewal in FL?

    Shown 2 times

  • Allied Roofing SolutionsText ad

    $1000 Off Roof Replacement

    Shown 2 times

  • ForbesText ad

    Top 10 Home Warranty of 2026

    Shown 1 time

  • AngiText ad

    Find Local Window Contractors

    Shown 1 time

  • Energy Home ImprovementsText ad

    Our Recommended Roofing Company

    Shown 1 time

Example conversations

12 examples

Chosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.

  1. In a conversation that began “usaa vs state farm for a homeowner in colorado springs dealing with hail every year”, after the follow-up message, ChatGPT showed an ad from EverQuote.

    Text ad: “Insurance, made simple”

    Comparison question · Oct 3, 22:52 ET

  2. In a conversation that began “home insurance quotes in california”, after the follow-up message, ChatGPT showed an ad from GEICO.

    Text ad: “Bundle Policies and Save With GEICO”

    Price question · Oct 3, 21:28 ET

  3. In a conversation that began “alabama home insurance”, after the follow-up message, ChatGPT showed an ad from BestMoney.

    Text ad: “10 Best Auto & Home Insurance 2026”

    Short search question · Oct 3, 22:07 ET

  4. In a conversation that began “american integrity vs universal property for a newer home in orlando”, after the follow-up message, ChatGPT showed an ad from The Zebra.

    Text ad: “Stop Overpaying on Insurance”

    Comparison question · Oct 3, 21:29 ET

  5. In a conversation that began “citizens insurance florida”, after the follow-up message, ChatGPT showed an ad from NOW Insurance Services.

    Text ad: “A Simpler Way to Insure”

    Short search question · Oct 3, 22:36 ET

  6. In a conversation that began “is twia coverage worth it”, after the follow-up message, ChatGPT showed an ad from Forbes.

    Text ad: “Top 10 Home Warranty of 2026”

    Worth it question · Oct 3, 22:48 ET

  7. In a conversation that began “is it worth installing impact windows in tampa mainly for the insurance discount”, after the follow-up message, ChatGPT showed an ad from Angi.

    Text ad: “Find Local Window Contractors”

    Worth it question · Oct 3, 21:23 ET

  8. In a conversation that began “how to get a wind mitigation discount”, after the follow-up message, ChatGPT showed an ad from Energy Home Improvements.

    Text ad: “Our Recommended Roofing Company”

    Fix or choose question · Oct 3, 22:23 ET

  9. In a conversation that began “how much is homeowners insurance on a 400k house in tampa with a new roof”, after the follow-up message, ChatGPT showed an ad from Harvest Insurance Agency.

    Text ad: “Florida Home Insurance Options”

    Price question · Oct 3, 21:48 ET

  10. In a conversation that began “how to pass a four point inspection”, after the follow-up message, ChatGPT showed an ad from Jotform.

    Text ad: “Free Property Inspection Report PDF”

    Fix or choose question · Oct 3, 22:13 ET

  11. In a conversation that began “I'm 67, retired in The Villages, and Citizens is my insurer of last resort, how do I get back to a private company?”, after the follow-up message, ChatGPT showed an ad from The Military Wallet.

    Text ad: “Veterans: Compare Home Insurance Rates”

    Long scenario question · Oct 3, 22:55 ET

  12. In a conversation that began “I'm a first time buyer in Orlando with a 2004 house, the inspector says the roof has five years left, which insurers will take it?”, after the follow-up message, ChatGPT showed an ad from Allied Roofing Solutions.

    Text ad: “$1000 Off Roof Replacement”

    Long scenario question · Oct 3, 21:30 ET

Question types

How the conversations on this topic were asked, and how many of the shown ads came from each kind.

Question typeConversationsAds shownShare
Best for
“best … for …” questions
303020.4%
Comparison
one product or service against another, or alternatives
222215.0%
Price
what something costs or where to buy it cheaply
222215.0%
Fix or choose
a problem to fix, or a choice to make
222215.0%
Long scenario
a personal situation in a sentence or two
222114.3%
Short search
a few words, like a search box
151510.2%
Worth it
whether something is worth buying or switching to
151510.2%

More in Insurance

Other Insurance topics (ads shown):

How this data was captured

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like

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