Insurance

Auto Insurance ads in ChatGPT

Ads shown in ChatGPT conversations about Auto Insurance. We recorded 148 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 147 ads from 13 advertisers. Most often shown: GEICO, EverQuote and BestMoney.

Our captureLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

148
conversations recorded
147
ads shown
13
advertisers
0%
shopping ads

Advertisers shown in Auto Insurance conversations

13 advertisers

Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 147 shown ads.

#AdvertiserWebsiteAds shownShare
1GEICOgeico.com4228.6%
2EverQuoteeverquote.com3926.5%
3BestMoneybestmoney.com2315.6%
4The Zebrathezebra.com1912.9%
5Nerdwalletnerdwallet.com117.5%
6Liberty Mutual Insurancelibertymutual.com53.4%
7AutoInsurance.comautoinsurance.com21.4%
81-800-ASK-GARY1800askgary.com10.7%
9AAA Northeastaaa.com10.7%
10Hagertyhagerty.com10.7%
11Insurance Auto Groupinsuranceautogroup.com10.7%
12Jerry—10.7%
13The Military Walletthemilitarywallet.com10.7%

Ad formats

FormatAds shownShare
Text ad (advertiser name and headline)147100.0%
Shopping ad (product name and price)00.0%

Example ads

12 ads

Distinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.

  • GEICOText ad

    Comparing Auto Insurance Companies?

    Shown 17 times

  • The ZebraText ad

    Looking for Car Insurance?

    Shown 17 times

  • EverQuoteText ad

    No-fault insurance

    Shown 15 times

  • NerdwalletText ad

    Compare Car Insurance

    Shown 11 times

  • BestMoneyText ad

    Cheap Car Insurance from $29/mo

    Shown 5 times

  • Liberty Mutual InsuranceText ad

    Affordable Car Insurance

    Shown 4 times

  • AutoInsurance.comText ad

    Top 5 Auto Insurance 2026

    Shown 2 times

  • The Military WalletText ad

    Veterans: Compare Top Auto Insurance Companies

    Shown 1 time

  • HagertyText ad

    Claims handled by enthusiasts

    Shown 1 time

  • 1-800-ASK-GARYText ad

    Florida's 24/7 PIP Claims Support Helpline

    Shown 1 time

  • Insurance Auto GroupText ad

    Insurance Auto Group

    Shown 1 time

  • AAA NortheastText ad

    Low Cost Help

    Shown 1 time

Example conversations

12 examples

Chosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.

  1. In a conversation that began “I commute 70 miles round trip every day in a 2020 Corolla Hybrid in New Jersey, which car insurance should I look at?”, after the follow-up message, ChatGPT showed an ad from BestMoney.

    Text ad: “Cheapest Online Auto Insurance 2026”

    Long scenario question · Oct 3, 22:24 ET

  2. In a conversation that began “what do most people pay for car insurance in los angeles with a clean record”, after the follow-up message, ChatGPT showed an ad from EverQuote.

    Text ad: “Quick, easy insurance”

    Price question · Oct 3, 21:53 ET

  3. In a conversation that began “I own a 2021 Tesla Model Y and got quoted 310 a month by GEICO in San Jose, are there insurers that are cheaper for Teslas?”, after the follow-up message, ChatGPT showed an ad from GEICO.

    Text ad: “Personalize Your Car Insurance Coverage With GEICO”

    Long scenario question · Oct 3, 22:37 ET

  4. In a conversation that began “should i switch car insurance companies”, after the follow-up message, ChatGPT showed an ad from The Zebra.

    Text ad: “Looking for Car Insurance?”

    Fix or choose question · Oct 3, 22:02 ET

  5. In a conversation that began “how much would it cost to insure a 2024 ford f-150 in texas with full coverage”, after the follow-up message, ChatGPT showed an ad from Liberty Mutual Insurance.

    Text ad: “Affordable Car Insurance”

    Price question · Oct 3, 21:25 ET

  6. In a conversation that began “how do i figure out if i'm overpaying for car insurance compared to people in my zip code”, after the follow-up message, ChatGPT showed an ad from Nerdwallet.

    Text ad: “Compare Car Insurance”

    Fix or choose question · Oct 3, 22:54 ET

  7. In a conversation that began “is the original equipment manufacturer parts endorsement worth it for a newer lexus”, after the follow-up message, ChatGPT showed an ad from AutoInsurance.com.

    Text ad: “Top 5 Auto Insurance 2026”

    Worth it question · Oct 3, 21:52 ET

  8. In a conversation that began “best car insurance for classic cars”, after the follow-up message, ChatGPT showed an ad from Hagerty.

    Text ad: “Claims handled by enthusiasts”

    Best for question · Oct 3, 21:28 ET

  9. In a conversation that began “is medpay worth it on car insurance”, after the follow-up message, ChatGPT showed an ad from 1-800-ASK-GARY.

    Text ad: “Florida's 24/7 PIP Claims Support Helpline”

    Worth it question · Oct 3, 21:25 ET

  10. In a conversation that began “best car insurance for doordash drivers”, after the follow-up message, ChatGPT showed an ad from Jerry.

    Text ad: “Insurance as low as $98/mo. Really.”

    Best for question · Oct 3, 21:38 ET

  11. In a conversation that began “I'm a veteran living in San Antonio with a 2022 Tacoma, is USAA always the best pick or should I compare a few others?”, after the follow-up message, ChatGPT showed an ad from The Military Wallet.

    Text ad: “Veterans: Compare Top Auto Insurance Companies”

    Long scenario question · Oct 3, 22:42 ET

  12. In a conversation that began “I have three vehicles including a classic 1968 Mustang I barely drive, can one insurer cover all of them or should I split it up?”, after the follow-up message, ChatGPT showed an ad from Insurance Auto Group.

    Text ad: “Insurance Auto Group”

    Long scenario question · Oct 3, 21:32 ET

Question types

How the conversations on this topic were asked, and how many of the shown ads came from each kind.

Question typeConversationsAds shownShare
Best for
“best … for …” questions
303020.4%
Comparison
one product or service against another, or alternatives
222215.0%
Price
what something costs or where to buy it cheaply
222215.0%
Fix or choose
a problem to fix, or a choice to make
222114.3%
Long scenario
a personal situation in a sentence or two
222215.0%
Short search
a few words, like a search box
151510.2%
Worth it
whether something is worth buying or switching to
151510.2%

More in Insurance

Other Insurance topics (ads shown):

How this data was captured

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like

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