Insurance

Earthquake Insurance ads in ChatGPT

Ads shown in ChatGPT conversations about Earthquake Insurance. We recorded 140 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 140 ads from 34 advertisers. Most often shown: EverQuote, The Zebra and BestMoney.

Our captureLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

140
conversations recorded
140
ads shown
34
advertisers
0%
shopping ads

Advertisers shown in Earthquake Insurance conversations

top 25 of 34

Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 140 shown ads.

#AdvertiserWebsiteAds shownShare
1EverQuoteeverquote.com3625.7%
2The Zebrathezebra.com2014.3%
3BestMoneybestmoney.com139.3%
4GEICOgeico.com128.6%
5Coastal Insurance Solutionscoastalinsurancesolution.com75.0%
6Kin Insurancekin.com75.0%
7Harvest Insurance Agencyharvest.insure42.9%
8Jotformjotform.com42.9%
9Goodcover Insurance Solutionsgoodcover.com32.1%
10Lathrop Insurancelathropinsurance.com32.1%
11The Military Walletthemilitarywallet.com32.1%
12Cord Insurance Brokercordinsurance.com21.4%
13Insurance Professionals of Arizonainsuranceproaz.com21.4%
14LegalZoomlegalzoom.com21.4%
15NOW Insurance Servicesnowinsurance.com21.4%
16sft-constructionsft-construction.com21.4%
17800insure.com800insure.com10.7%
18Airsync HVACairsynchvac.com10.7%
19Alpha Insurance Agencyalphala.com10.7%
20Angiangi.com10.7%
21Crediblecredible.com10.7%
22Dry 1 Out Restoration and Constructiondry1out.com10.7%
23Energy Home Improvements—10.7%
24Flood Insurance Directfloodinsurance.direct10.7%
25Harness Insureharnessinsure.com10.7%

9 more advertisers shared the other 9 shown ads.

Ad formats

FormatAds shownShare
Text ad (advertiser name and headline)140100.0%
Shopping ad (product name and price)00.0%

Example ads

12 ads

Distinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.

  • EverQuoteText ad

    Insurance near you

    Shown 32 times

  • BestMoneyText ad

    10 Best Auto & Home Insurance 2026

    Shown 11 times

  • GEICOText ad

    GEICO Bundles Can Get You Additional Savings

    Shown 7 times

  • Coastal Insurance SolutionsText ad

    Coverage for Exceptional Homes

    Shown 7 times

  • The ZebraText ad

    Compare Quotes for Free

    Shown 6 times

  • Kin InsuranceText ad

    Home Insurance For Florida

    Shown 5 times

  • Lathrop InsuranceText ad

    Home Insurance - Lathrop

    Shown 3 times

  • The Military WalletText ad

    Veterans: Your Home Insurance Guide

    Shown 2 times

  • Cord Insurance BrokerText ad

    Still on the California FAIR Plan?

    Shown 2 times

  • Insurance Professionals of ArizonaText ad

    Trusted by Thousands of Arizona Clients

    Shown 2 times

  • Goodcover Insurance SolutionsText ad

    Online Renters Insurance

    Shown 2 times

  • NOW Insurance ServicesText ad

    A Simpler Way to Insure

    Shown 2 times

Example conversations

12 examples

Chosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.

  1. In a conversation that began “best earthquake insurance for a house in portland that hasn't been seismically retrofitted”, after the follow-up message, ChatGPT showed an ad from EverQuote.

    Text ad: “Insurance near you”

    Best for question · Oct 3, 23:24 ET

  2. In a conversation that began “cea condo policy vs a private earthquake policy for a unit in san diego”, after the follow-up message, ChatGPT showed an ad from Lathrop Insurance.

    Text ad: “Home Insurance - Lathrop”

    Comparison question · Oct 4, 04:53 ET

  3. In a conversation that began “is earthquake insurance worth it in the midwest near the new madrid fault zone”, after the follow-up message, ChatGPT showed an ad from The Military Wallet.

    Text ad: “Veterans: Your Home Insurance Guide”

    Worth it question · Oct 3, 23:09 ET

  4. In a conversation that began “renters earthquake insurance cost”, after the follow-up message, ChatGPT showed an ad from GEICO.

    Text ad: “GEICO Bundles Can Get You Additional Savings”

    Price question · Oct 3, 23:10 ET

  5. In a conversation that began “palomar vs arrowhead for earthquake insurance on a rental duplex in long beach”, after the follow-up message, ChatGPT showed an ad from LegalZoom.

    Text ad: “Protect Your Real Estate Business”

    Comparison question · Oct 4, 02:58 ET

  6. In a conversation that began “best earthquake insurance that pays out fast like jumpstart's parametric policy”, after the follow-up message, ChatGPT showed an ad from Goodcover Insurance Solutions.

    Text ad: “Hassle-free renters insurance.”

    Best for question · Oct 4, 01:56 ET

  7. In a conversation that began “I'm 45 and just bought a condo in Tacoma, the HOA has a big earthquake deductible, how do I protect myself from a special assessment?”, after the follow-up message, ChatGPT showed an ad from Jotform.

    Text ad: “Free Property Inspection Report PDF”

    Long scenario question · Oct 4, 02:33 ET

  8. In a conversation that began “how much is earthquake insurance for an 800k house in san jose with a 15 percent deductible”, after the follow-up message, ChatGPT showed an ad from The Zebra.

    Text ad: “Home Insurance Estimates”

    Price question · Oct 4, 02:36 ET

  9. In a conversation that began “is earthquake insurance worth it if my house is newer and built to modern codes”, after the follow-up message, ChatGPT showed an ad from Harvest Insurance Agency.

    Text ad: “Florida Home Insurance Options”

    Worth it question · Oct 4, 01:08 ET

  10. In a conversation that began “my hoa says there's no earthquake coverage on the building, what policy should i get as a condo owner”, after the follow-up message, ChatGPT showed an ad from Coastal Insurance Solutions.

    Text ad: “Coverage for Exceptional Homes”

    Fix or choose question · Oct 4, 03:08 ET

  11. In a conversation that began “how do i choose between a 10 and 15 percent earthquake deductible on a 900k house in the bay area”, after the follow-up message, ChatGPT showed an ad from Cord Insurance Broker.

    Text ad: “Still on the California FAIR Plan?”

    Fix or choose question · Oct 4, 03:34 ET

  12. In a conversation that began “we just bought a 1960s house in the Oakland hills for 1.1 million, which earthquake insurance should we get and is the CEA the best choice?”, after the follow-up message, ChatGPT showed an ad from Credible.

    Text ad: “Home Repairs, Fixed Rate”

    Long scenario question · Oct 4, 01:53 ET

Question types

How the conversations on this topic were asked, and how many of the shown ads came from each kind.

Question typeConversationsAds shownShare
Best for
“best … for …” questions
282820.0%
Comparison
one product or service against another, or alternatives
212115.0%
Price
what something costs or where to buy it cheaply
212115.0%
Fix or choose
a problem to fix, or a choice to make
212115.0%
Long scenario
a personal situation in a sentence or two
212115.0%
Short search
a few words, like a search box
141410.0%
Worth it
whether something is worth buying or switching to
141410.0%

More in Insurance

Other Insurance topics (ads shown):

How this data was captured

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like

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