Flood Insurance ads in ChatGPT
Ads shown in ChatGPT conversations about Flood Insurance. We recorded 144 conversations on this topic in logged-out ChatGPT; after the follow-up message, ChatGPT showed 142 ads from 33 advertisers. Most often shown: The Zebra, Neptune Flood and EverQuote.
Our captureLogged-out ChatGPT, USOct 3–4, 2026
Advertisers shown in Flood Insurance conversations
top 25 of 33Ranked by how many of the conversations on this topic ended with their ad on screen; share of the 142 shown ads.
| # | Advertiser | Ads shown | Share |
|---|---|---|---|
| 1 | The Zebra | 42 | 29.6% |
| 2 | Neptune Flood | 25 | 17.6% |
| 3 | EverQuote | 11 | 7.7% |
| 4 | BestMoney | 9 | 6.3% |
| 5 | Harvest Insurance Agency | 8 | 5.6% |
| 6 | Angi | 5 | 3.5% |
| 7 | Kin Insurance | 5 | 3.5% |
| 8 | Coastal Insurance Solutions | 3 | 2.1% |
| 9 | The Military Wallet | 3 | 2.1% |
| 10 | FloodSimple Insurance Services | 2 | 1.4% |
| 11 | honeyquote.com | 2 | 1.4% |
| 12 | Inspectform | 2 | 1.4% |
| 13 | NOW Insurance Services | 2 | 1.4% |
| 14 | PublicRecords.us | 2 | 1.4% |
| 15 | Thumbtack | 2 | 1.4% |
| 16 | VERDWELL | 2 | 1.4% |
| 17 | Alpha Insurance Agency | 1 | 0.7% |
| 18 | assurelineinsurance.com | 1 | 0.7% |
| 19 | azseamless.com | 1 | 0.7% |
| 20 | Basement Defender | 1 | 0.7% |
| 21 | Clinton Alford Insurance Agency | 1 | 0.7% |
| 22 | Cord Insurance Broker | 1 | 0.7% |
| 23 | Daly & Black, P.C. | 1 | 0.7% |
| 24 | denverrestorationservices.com | 1 | 0.7% |
| 25 | DocDraft | 1 | 0.7% |
8 more advertisers shared the other 8 shown ads.
Ad formats
| Format | Ads shown | Share |
|---|---|---|
| Text ad (advertiser name and headline) | 142 | 100.0% |
| Shopping ad (product name and price) | 0 | 0.0% |
Example ads
12 adsDistinct ads as shown (ignoring capitalization), most frequent first, one per advertiser where possible.
- Neptune FloodText ad
Fast Flood Insurance
Shown 18 times
- The ZebraText ad
Compare Quotes for Free
Shown 15 times
- EverQuoteText ad
Insurance near you
Shown 10 times
- BestMoneyText ad
10 Best Auto & Home Insurance 2026
Shown 8 times
- Kin InsuranceText ad
Home Insurance For Florida
Shown 5 times
- AngiText ad
Local Waterproofing Contractors
Shown 4 times
- Coastal Insurance SolutionsText ad
Coverage for Exceptional Homes
Shown 3 times
- Harvest Insurance AgencyText ad
Compare FL Homeowners Rates
Shown 3 times
- ThumbtackText ad
Compare Local Pro Quotes
Shown 2 times
- VERDWELLText ad
Check a home for environmental hazards
Shown 2 times
- NOW Insurance ServicesText ad
A Simpler Way to Insure
Shown 2 times
- honeyquote.comText ad
DTRT Insurance Group
Compare Florida Home Insurance Quotes Fast
Shown 2 times
Example conversations
12 examplesChosen to cover different advertisers and question types. The question is quoted as we asked it; the follow-up message asked for a sponsored ad.
In a conversation that began “I own two rental houses in Galveston and need flood insurance on both, which insurers handle landlords with multiple coastal properties well?”, after the follow-up message, ChatGPT showed an ad from EverQuote.
Text ad: “Insurance near you”
Long scenario question · Oct 3, 23:09 ET
In a conversation that began “we're closing on a house in Savannah next month and need an elevation certificate and flood quote fast, which companies move quickest?”, after the follow-up message, ChatGPT showed an ad from The Zebra.
Text ad: “Compare Rates Today”
Long scenario question · Oct 3, 23:27 ET
In a conversation that began “does homeowners insurance cover flooding”, after the follow-up message, ChatGPT showed an ad from Harvest Insurance Agency.
Text ad: “Florida Home Insurance, Simplified”
Fix or choose question · Oct 3, 23:02 ET
In a conversation that began “best flood insurance for basements”, after the follow-up message, ChatGPT showed an ad from denverrestorationservices.com.
Text ad: “Certified Flood Cleanup”
Best for question · Oct 3, 23:14 ET
In a conversation that began “i'm buying a house in a flood zone, how do i get flood quotes before closing so there are no surprises”, after the follow-up message, ChatGPT showed an ad from BestMoney.
Text ad: “10 Best Auto & Home Insurance 2026”
Fix or choose question · Oct 3, 23:19 ET
In a conversation that began “best flood insurance near rivers”, after the follow-up message, ChatGPT showed an ad from The Military Wallet.
Text ad: “Veterans with High-Risk Homes: We Can Help”
Best for question · Oct 3, 23:06 ET
In a conversation that began “is it worth buying flood insurance now if there's a 30 day waiting period and a storm coming”, after the follow-up message, ChatGPT showed an ad from Neptune Flood.
Text ad: “Fast Flood Insurance”
Worth it question · Oct 4, 02:49 ET
In a conversation that began “state farm flood vs neptune”, after the follow-up message, ChatGPT showed an ad from Coastal Insurance Solutions.
Text ad: “Coverage for Exceptional Homes”
Comparison question · Oct 3, 23:12 ET
In a conversation that began “nfip vs private flood for a condo owner in miami beach whose hoa has a master policy”, after the follow-up message, ChatGPT showed an ad from Angi.
Text ad: “Local Waterproofing Contractors”
Comparison question · Oct 3, 23:23 ET
In a conversation that began “is flood insurance worth it if my mortgage doesn't require it and i'm in a moderate risk zone”, after the follow-up message, ChatGPT showed an ad from Kin Insurance.
Text ad: “Home Insurance For Florida”
Worth it question · Oct 3, 23:29 ET
In a conversation that began “flood elevation certificate”, after the follow-up message, ChatGPT showed an ad from PublicRecords.us.
Text ad: “Property Records Search”
Short search question · Oct 3, 23:14 ET
In a conversation that began “how much does it cost to add contents coverage to an nfip flood policy”, after the follow-up message, ChatGPT showed an ad from honeyquote.com.
Text ad: “Compare Florida Home Insurance Quotes Fast”
Price question · Oct 3, 23:28 ET
Question types
How the conversations on this topic were asked, and how many of the shown ads came from each kind.
| Question type | Ads shown | Share |
|---|---|---|
| Best for | 28 | 19.7% |
| Comparison | 21 | 14.8% |
| Price | 22 | 15.5% |
| Fix or choose | 22 | 15.5% |
| Long scenario | 22 | 15.5% |
| Short search | 13 | 9.2% |
| Worth it | 14 | 9.9% |
More in Insurance
Other Insurance topics (ads shown):
How this data was captured
We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.
Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like
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