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Credible ads in ChatGPT

In our capture of logged-out ChatGPT, 335 ads from Credible appeared on screen (all text ads), in 39 distinct ad copies across 8 industries and 74 topics. Each one appeared after our follow-up message asking for a sponsored ad.

credible.comLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

ads shown
335
distinct ad copies
39
industries
8
topics
74

Logged-out ChatGPT from US connections, Oct 3⁠–⁠4, 2026. Each ad came after our follow-up message asking for a sponsored ad, so the counts show where Credible advertised, not how often ChatGPT shows its ads.

Ad copies

Credible ad copies, most shown first

Each distinct ad copy in our capture, most shown first: the headline of a text ad, or the product and price of a shopping ad. Under each, up to five questions asked in conversations where it appeared, as we asked them; in every one, the ad appeared after our follow-up message asking for a sponsored ad.

top 24 of 39

  • CredibleSponsored

    Home Repairs, Fixed Rate

    Text ad · shown 85 times

    Questions it appeared after

    1. “best plumbers near me with upfront pricing”Plumbers · Oct 3, 9:30 pm ET
    2. “how much does it cost to replace a furnace in an attic in a house in north carolina”Furnace Repair · Oct 3, 9:41 pm ET
    3. “bryant vs carrier central air”AC Installation · Oct 3, 9:56 pm ET
    4. “I need a roofer in Lubbock who can work with my insurance claim for hail damage and won't charge me more than my deductible”Roofing · Oct 3, 10:41 pm ET
    5. “best solar installer in sacramento with transparent pricing per watt and no hidden fees”Solar Panel Installation · Oct 4, 3:12 am ET

    +80 more conversations with this ad copy

  • CredibleSponsored

    Kitchen Remodel Loans

    Text ad · shown 42 times

    Questions it appeared after

    1. “best built in microwave for a wall oven combo cabinet in a remodel”Microwaves · Oct 3, 11:10 pm ET
    2. “best laminate countertop that looks like stone”Kitchen Cabinets & Countertops · Oct 3, 11:17 pm ET
    3. “how do i find a contractor who will do a kitchen remodel without a long waitlist this year”Kitchen Remodeling · Oct 4, 4:46 am ET
    4. “kitchen solvers vs kitchen tune-up”Cabinet Refacing & Painting · Oct 4, 11:15 am ET
    5. “home depot consumer card vs a 0% intro apr card for a $5,000 kitchen remodel”Retail Store Credit Cards · Oct 4, 11:25 am ET

    +37 more conversations with this ad copy

  • CredibleSponsored

    Repairs Or Renovations

    Text ad · shown 29 times

    Questions it appeared after

    1. “pex vs copper repipe”Plumbers · Oct 3, 10:00 pm ET
    2. “cost to replace a chimney liner”Duct and Chimney Cleaning · Oct 3, 10:39 pm ET
    3. “is leaffilter worth the high price or are cheaper micro mesh guards just as good”Gutter Installation & Cleaning · Oct 3, 11:30 pm ET
    4. “is a public adjuster worth the fee for a 60k water damage claim”Insurance Claims · Oct 4, 2:54 am ET
    5. “is a gas fireplace insert worth it”Fireplaces & Stoves · Oct 4, 11:16 am ET

    +24 more conversations with this ad copy

  • CredibleSponsored

    Low Rate Personal Loans

    Text ad · shown 21 times

    Questions it appeared after

    1. “my personal loan was approved but the rate is 24%, should I accept it or wait and improve my credit”Personal Loans · Oct 4, 1:42 am ET
    2. “I'm self employed with good income but irregular deposits, which personal loan lenders work with 1099 income”Personal Loans · Oct 4, 4:31 am ET
    3. “I got denied for a personal loan at sofi with a 690 score, which lender should I try next”Personal Loans · Oct 4, 5:24 am ET
    4. “what interest rate can I expect on a personal loan with a 680 credit score and $70k income”Personal Loans · Oct 4, 5:34 am ET

    +17 more conversations with this ad copy

  • CredibleSponsored

    Free Personal Loan Rates

    Text ad · shown 16 times

    Questions it appeared after

    1. “I'm self employed and lenders keep asking for documents I don't have, which personal loan lenders are easier”Personal Loans · Oct 4, 1:41 am ET
    2. “is a home equity loan worth it for a car”HELOCs & Home Equity Loans · Oct 4, 2:56 am ET
    3. “how much is the origination fee on upstart or best egg and does it come out of the loan amount”Personal Loans · Oct 4, 5:22 am ET

    +13 more conversations with this ad copy

  • CredibleSponsored

    Fund Your Home Upgrade

    Text ad · shown 13 times

    Questions it appeared after

    1. “we just bought a 1990s colonial with builder grade beige everywhere and want a modern light neutral throughout, which paint brand and color should we use?”Interior Paint · Oct 3, 9:34 pm ET
    2. “how much does it cost to insulate walls in an old house without opening them up”Insulation · Oct 4, 12:51 am ET
    3. “best flooring installer in dallas for replacing carpet and tile with lvp throughout a 2,200 square foot house”Flooring Installation · Oct 4, 2:11 am ET
    4. “tesla solar vs a local installer using qcells panels and enphase microinverters, which is the better value”Solar Panel Installation · Oct 4, 3:29 am ET

    +9 more conversations with this ad copy

  • CredibleSponsored

    Side-By-Side Offers

    Text ad · shown 13 times

    Questions it appeared after

    1. “carmax auto finance vs bringing my own loan from penfed”Auto Loans & Refinancing · Oct 4, 3:51 am ET
    2. “I want to get preapproved before visiting dealers, which lenders give real preapprovals online”Auto Loans & Refinancing · Oct 4, 4:34 am ET
    3. “rv loan denied, what now”RV, Boat & Motorcycle Loans · Oct 4, 11:19 am ET
    4. “best motorcycle loan from a credit union for a 24 year old with a short credit history”RV, Boat & Motorcycle Loans · Oct 4, 11:22 am ET
    5. “best rv financing for retirees”RV, Boat & Motorcycle Loans · Oct 4, 11:22 am ET

    +8 more conversations with this ad copy

  • CredibleSponsored

    Bathroom Remodel Loans

    Text ad · shown 13 times

    Questions it appeared after

    1. “best bathroom remodeling company in minneapolis for a basement bathroom with low ceilings”Bathroom Remodeling · Oct 4, 12:03 am ET
    2. “re-bath”Bathroom Remodeling · Oct 4, 1:36 am ET
    3. “is a personal loan worth it for a $10,000 bathroom remodel”Personal Loans · Oct 4, 3:41 am ET
    4. “is it worth upgrading to a shower system with body sprays during a bathroom remodel”Shower Heads · Oct 4, 5:29 am ET

    +9 more conversations with this ad copy

  • CredibleSponsored

    Make Home Improvements

    Text ad · shown 11 times

    Questions it appeared after

    1. “is dunn edwards better than behr for stucco in phoenix heat”Exterior Paint & Stains · Oct 3, 10:18 pm ET
    2. “qmerit”EV Home Chargers · Oct 4, 12:59 am ET
    3. “how much does it cost to add blown in insulation to a 1,500 square foot attic in ohio”Insulation · Oct 4, 2:26 am ET

    +8 more conversations with this ad copy

  • CredibleSponsored

    Personal Loan Rates

    Text ad · shown 11 times

    Questions it appeared after

    1. “lightstream vs a credit union personal loan”Personal Loans · Oct 4, 4:41 am ET

    +10 more conversations with this ad copy

  • CredibleSponsored

    Home Improvement Loans

    Text ad · shown 10 times

    Questions it appeared after

    1. “the wood around our back porch in charleston is crumbling and the inspector suspects termites, who handles both treatment and carpentry repair”Termite Treatment · Oct 3, 11:15 pm ET
    2. “how much does it cost to convert a grass lawn to desert landscaping in las vegas”Landscaping & Irrigation · Oct 3, 11:27 pm ET
    3. “is a pre listing inspection worth it if i'm selling my house as is”Home Inspection · Oct 4, 5:06 am ET
    4. “We're building a modern farmhouse in Tennessee and debating Hardie board and batten versus LP SmartSide, which would you choose?”Siding · Oct 4, 11:24 am ET

    +6 more conversations with this ad copy

  • CredibleSponsored

    Compare Loan Rates

    Text ad · shown 8 times

    Questions it appeared after

    1. “is a personal loan worth it for a car”Personal Loans · Oct 4, 5:25 am ET

    +7 more conversations with this ad copy

  • CredibleSponsored

    Personal Loans Under 600

    Text ad · shown 7 times

    Our export holds no question text for these conversations.

  • CredibleSponsored

    Understand Your APR

    Text ad · shown 6 times

    Questions it appeared after

    1. “what is the monthly payment on a 30k new car with 5k down over 60 months”New Cars · Oct 3, 10:54 pm ET
    2. “is 0% financing worth it if I lose a $4,000 rebate”Auto Loans & Refinancing · Oct 4, 4:12 am ET
    3. “monthly payment on a $30,000 car loan”Auto Loans & Refinancing · Oct 4, 4:34 am ET

    +3 more conversations with this ad copy

  • CredibleSponsored

    Need A Personal Loan?

    Text ad · shown 6 times

    Our export holds no question text for these conversations.

  • CredibleSponsored

    Fund Your Home Project

    Text ad · shown 5 times

    Questions it appeared after

    1. “is it worth paying extra for a one time close loan to avoid qualifying twice”Renovation & Construction Loans · Oct 4, 11:17 am ET

    +4 more conversations with this ad copy

  • CredibleSponsored

    Real Personal Loan Rates

    Text ad · shown 5 times

    Our export holds no question text for these conversations.

  • CredibleSponsored

    Renovation Financing

    Text ad · shown 4 times

    Questions it appeared after

    1. “best renovation loan with low down payment”Renovation & Construction Loans · Oct 4, 11:13 am ET
    2. “I bought a distressed property with cash and finished the rehab, what's the fastest way to refinance and get my money back out”Investment Property Loans · Oct 4, 11:14 am ET
    3. “what does a 203k consultant charge on a $70,000 renovation and who pays it”Renovation & Construction Loans · Oct 4, 11:21 am ET

    +1 more conversation with this ad copy

  • CredibleSponsored

    Personal Loans for Home

    Text ad · shown 3 times

    Questions it appeared after

    1. “how do I choose a pay over time option for a $5,000 home project without a heloc”Buy Now, Pay Later · Oct 4, 11:14 am ET
    2. “renovation loan at purchase vs buying as is and using a heloc a year later”Renovation & Construction Loans · Oct 4, 11:18 am ET

    +1 more conversation with this ad copy

  • CredibleSponsored

    Pay for Home Projects

    Text ad · shown 2 times

    Questions it appeared after

    1. “landscaping cost”Landscaping & Irrigation · Oct 3, 11:07 pm ET

    +1 more conversation with this ad copy

  • CredibleSponsored

    Get Personal Loan Offers

    Text ad · shown 2 times

    Questions it appeared after

    1. “best motorcycle loan for someone with a 650 score buying a used sportbike from a private seller”RV, Boat & Motorcycle Loans · Oct 4, 11:18 am ET

    +1 more conversation with this ad copy

  • CredibleSponsored

    Personal Loans Compared

    Text ad · shown 2 times

    Questions it appeared after

    1. “my mortgage was denied in underwriting because of my debt-to-income ratio, what are my options now”Mortgages · Oct 4, 5:26 am ET

    +1 more conversation with this ad copy

  • CredibleSponsored

    Personal Loans in 2 Min

    Text ad · shown 2 times

    Our export holds no question text for these conversations.

  • CredibleSponsored

    Ready to Renovate?

    Text ad · shown 2 times

    Our export holds no question text for these conversations.

More ad copies · 15 of 15

  1. No Home Equity NeededText ad · shown 2 times
  2. Bad Credit Personal LoanText ad · shown 2 times
  3. Need Funds for Home?Text ad · shown 1 time
  4. One Check, Many RatesText ad · shown 1 time
  5. Personal Loans No FeesText ad · shown 1 time
  6. Free Rate ComparisonText ad · shown 1 time
  7. Improve Now, Pay MonthlyText ad · shown 1 time
  8. Start Your Home ProjectText ad · shown 1 time
  9. See Personal Loan OffersText ad · shown 1 time
  10. Personal Loans For YouText ad · shown 1 time
  11. Personal Loan OffersText ad · shown 1 time
  12. Know Your Monthly CostText ad · shown 1 time
  13. Upgrade Your HomeText ad · shown 1 time
  14. Quick Personal LoansText ad · shown 1 time
  15. Rate Shopping Made EasyText ad · shown 1 time
Where it showed

Where Credible ads appeared

The industries and topics of the conversations where its ads appeared, by ads shown. Topics are our own labels for the questions we wrote.

Industries

Topics

and 62 more topics, 125 ads in all

Same topics

Brands in the same topics

Other advertisers whose ads appeared in conversations on the topics where Credible’s did, ranked by how much those topics overlap. Each tile opens its page.

18 brands

Angi1,004 ads shown51 shared topicsThumbtack888 ads shown47 shared topicsNerdwallet1,442 ads shown10 shared topicsSupplyHouse.com414 ads shown33 shared topicsJotform3,005 ads shown29 shared topicsWajo221 ads shown18 shared topicsconsumeraffairs.com103 ads shown17 shared topicstemu.com2,744 ads shown28 shared topicsWayfair770 ads shown18 shared topicsTaskrabbit130 ads shown19 shared topics123 Remodeling51 ads shown14 shared topicsSoFi845 ads shown8 shared topicsDK Hardware327 ads shown16 shared topicsHVAC.com86 ads shown11 shared topicsprimecabinetry.com35 ads shown4 shared topicsRomco Roofing41 ads shown11 shared topicstop5best.com535 ads shown19 shared topicsAirsync HVAC34 ads shown10 shared topics
Method

How this data was captured

What we ran, what counts as a shown ad, and what these numbers cannot tell you.

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like

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