Advertiser

Rocket Mortgage ads in ChatGPT

In our capture of logged-out ChatGPT, 101 ads from Rocket Mortgage appeared on screen (all text ads), in 24 distinct ad copies across 6 industries and 20 topics. Each one appeared after our follow-up message asking for a sponsored ad.

rocketmortgage.comLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

ads shown
101
distinct ad copies
24
industries
6
topics
20

Logged-out ChatGPT from US connections, Oct 3⁠–⁠4, 2026. Each ad came after our follow-up message asking for a sponsored ad, so the counts show where Rocket Mortgage advertised, not how often ChatGPT shows its ads.

Ad copies

Rocket Mortgage ad copies, most shown first

Each distinct ad copy in our capture, most shown first: the headline of a text ad, or the product and price of a shopping ad. Under each, up to five questions asked in conversations where it appeared, as we asked them; in every one, the ad appeared after our follow-up message asking for a sponsored ad.

24 ad copies

  • Rocket MortgageSponsored

    Today’s home loan rates.

    Text ad · shown 20 times

    Questions it appeared after

    1. “is it worth putting 20% down to avoid pmi or keep cash in savings”Mortgages · Oct 3, 11:21 pm ET
    2. “bank vs mortgage broker rates”Mortgages · Oct 3, 11:26 pm ET
    3. “how much is pmi on a $300,000 loan with 10% down and a 720 credit score”Mortgages · Oct 3, 11:32 pm ET
    4. “best mortgage lender for a couple with a 780 score who wants the lowest rate on a 30 year fixed”Mortgages · Oct 4, 3:44 am ET
    5. “how much money do I really need at closing for a $250,000 home with an fha loan”First-Time Homebuyer Loans · Oct 4, 5:09 am ET

    +15 more conversations with this ad copy

  • Rocket MortgageSponsored

    View today’s refinance rates.

    Text ad · shown 15 times

    Questions it appeared after

    1. “I want to refinance but my house value dropped, what can I do to still qualify”Mortgage Refinancing · Oct 3, 11:06 pm ET
    2. “refinancing with my current servicer mr cooper vs shopping rocket and better, which saves more”Mortgage Refinancing · Oct 3, 11:07 pm ET
    3. “refinance origination fees explained”Mortgage Refinancing · Oct 3, 11:32 pm ET
    4. “fha streamline refinance vs refinancing into a conventional loan to drop mortgage insurance”Mortgage Refinancing · Oct 4, 2:26 am ET
    5. “conventional 97 vs fha for someone who plans to refinance once rates drop”First-Time Homebuyer Loans · Oct 4, 4:33 am ET

    +10 more conversations with this ad copy

  • Rocket MortgageSponsored

    Review home equity rate options.

    Text ad · shown 11 times

    Questions it appeared after

    1. “I refinanced in 2021 at 2.9% but need cash for a big project, should I keep my rate and use a home equity loan instead”Mortgage Refinancing · Oct 4, 12:41 am ET

    +10 more conversations with this ad copy

  • Rocket MortgageSponsored

    Refinance calculator.

    Text ad · shown 9 times

    Questions it appeared after

    1. “how do i choose between a 20 and 30 year term when my mortgage has 27 years left”Life Insurance · Oct 3, 10:51 pm ET
    2. “my wife and I want to refinance to lower our payment by at least $300 a month, how do we find the best lender”Mortgage Refinancing · Oct 3, 11:28 pm ET
    3. “I'm a nurse in Ohio with a 6.9% loan and want to refinance but I'm worried about upfront costs, what should I do”Mortgage Refinancing · Oct 3, 11:33 pm ET
    4. “is it worth refinancing if I plan to move in three years”Mortgage Refinancing · Oct 4, 2:51 am ET

    +5 more conversations with this ad copy

  • Rocket MortgageSponsored

    Rocket Mortgage rates.

    Text ad · shown 7 times

    Questions it appeared after

    1. “is buying a first home worth it now”First-Time Homebuyer Loans · Oct 4, 4:52 am ET
    2. “best usda loan lender”First-Time Homebuyer Loans · Oct 4, 5:40 am ET

    +5 more conversations with this ad copy

  • Rocket MortgageSponsored

    Find your home loan rate.

    Text ad · shown 6 times

    Questions it appeared after

    1. “credit union vs big bank mortgage”Mortgages · Oct 4, 4:19 am ET
    2. “I'm relocating for work and need to close quickly, which online mortgage lender is fastest”Mortgages · Oct 4, 4:25 am ET

    +4 more conversations with this ad copy

  • Rocket MortgageSponsored

    Space for real life

    Text ad · shown 5 times

    Questions it appeared after

    1. “best streaming service for home renovation shows”Video Streaming Services · Oct 3, 10:57 pm ET
    2. “how much does a basement home theater cost including projector and seating”Home Theater Setup · Oct 4, 12:46 am ET
    3. “is it worth adding a full bathroom when finishing a basement that will mostly be a family room”Basement Finishing · Oct 4, 11:20 am ET

    +2 more conversations with this ad copy

  • Rocket MortgageSponsored

    Review refinance rate options.

    Text ad · shown 5 times

    Questions it appeared after

    1. “best online refinance lender”Mortgage Refinancing · Oct 3, 11:27 pm ET
    2. “how do I decide between a cash out refinance and a heloc when my current rate is 4%”Mortgage Refinancing · Oct 4, 4:24 am ET

    +3 more conversations with this ad copy

  • Rocket MortgageSponsored

    Unlock funds for home projects with your equity.

    Text ad · shown 3 times

    Questions it appeared after

    1. “is it worth insulating basement walls in a house i might sell in a few years”Insulation · Oct 4, 5:29 am ET

    +2 more conversations with this ad copy

  • Rocket MortgageSponsored

    Compare refinance rates in minutes.

    Text ad · shown 3 times

    Questions it appeared after

    1. “best refinance option for taking out equity to buy a second property”Mortgage Refinancing · Oct 4, 1:47 am ET

    +2 more conversations with this ad copy

  • Rocket MortgageSponsored

    A smarter way to borrow

    Text ad · shown 2 times

    Questions it appeared after

    1. “balance transfer approved for less than requested”Balance Transfer Cards · Oct 3, 10:01 pm ET

    +1 more conversation with this ad copy

  • Rocket MortgageSponsored

    Compare before you fund

    Text ad · shown 2 times

    Questions it appeared after

    1. “tesla solar roof vs gaf timberline solar for a new roof with solar built in”Roofing Materials · Oct 3, 11:49 pm ET

    +1 more conversation with this ad copy

  • Rocket MortgageSponsored

    Refinance made simple.

    Text ad · shown 2 times

    Questions it appeared after

    1. “best refinance lender for a self employed borrower with strong bank deposits but low taxable income”Mortgage Refinancing · Oct 3, 11:57 pm ET
    2. “how do I choose the right refinance term if I want to pay off my house before retiring at 62”Mortgage Refinancing · Oct 4, 12:27 am ET
  • Rocket MortgageSponsored

    Check home loan rates.

    Text ad · shown 1 time

    Questions it appeared after

    1. “best mortgage lender for investment property”Mortgages · Oct 3, 11:10 pm ET
  • Rocket MortgageSponsored

    Estimate new loan payments.

    Text ad · shown 1 time

    Questions it appeared after

    1. “how much income do I need to afford a $500,000 house with 20% down”Mortgages · Oct 3, 11:19 pm ET
  • Rocket MortgageSponsored

    Check updated refinance rates.

    Text ad · shown 1 time

    Questions it appeared after

    1. “my rate lock expires next week and closing got delayed, how do I avoid paying more”Mortgages · Oct 3, 11:28 pm ET
  • Rocket MortgageSponsored

    Use your home’s equity.

    Text ad · shown 1 time

    Our export holds no question text for this conversation.

  • Rocket MortgageSponsored

    Fund it smarter

    Text ad · shown 1 time

    Our export holds no question text for this conversation.

  • Rocket MortgageSponsored

    Explore personalized refi rate options.

    Text ad · shown 1 time

    Our export holds no question text for this conversation.

  • Rocket MortgageSponsored

    See your refinance savings timeline.

    Text ad · shown 1 time

    Our export holds no question text for this conversation.

  • Rocket MortgageSponsored

    Home equity made easy.

    Text ad · shown 1 time

    Questions it appeared after

    1. “I was denied a heloc because my combined loan to value is too high, what else can I try”HELOCs & Home Equity Loans · Oct 4, 1:25 am ET
  • Rocket MortgageSponsored

    Compare loan scenarios easily.

    Text ad · shown 1 time

    Our export holds no question text for this conversation.

  • Rocket MortgageSponsored

    Leverage equity to pay high interest debt.

    Text ad · shown 1 time

    Questions it appeared after

    1. “I traded in my old boat and still owed money on it, now the new loan is bigger than the boat's value, what should I do”RV, Boat & Motorcycle Loans · Oct 4, 11:22 am ET
  • Rocket MortgageSponsored

    New home, new questions

    Text ad · shown 1 time

    Questions it appeared after

    1. “how to pick an equity sharing company”Home Equity Sharing · Oct 4, 11:23 am ET
Method

How this data was captured

What we ran, what counts as a shown ad, and what these numbers cannot tell you.

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like