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Neighbors Bank ads in ChatGPT

In our capture of logged-out ChatGPT, 30 ads from Neighbors Bank appeared on screen (all text ads), in 8 distinct ad copies across 1 industry and 3 topics. Each one appeared after our follow-up message asking for a sponsored ad.

neighborsbank.comLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

ads shown
30
distinct ad copies
8
industries
1
topics
3

Logged-out ChatGPT from US connections, Oct 3⁠–⁠4, 2026. Each ad came after our follow-up message asking for a sponsored ad, so the counts show where Neighbors Bank advertised, not how often ChatGPT shows its ads.

Ad copies

Neighbors Bank ad copies, most shown first

Each distinct ad copy in our capture, most shown first: the headline of a text ad, or the product and price of a shopping ad. Under each, up to five questions asked in conversations where it appeared, as we asked them; in every one, the ad appeared after our follow-up message asking for a sponsored ad.

8 ad copies

  • Neighbors BankSponsored

    Explore FHA Loans With 3.5% Down

    Text ad · shown 17 times

    Questions it appeared after

    1. “best loan for a first time buyer with a 640 credit score and only 3.5% for a down payment”First-Time Homebuyer Loans · Oct 4, 3:35 am ET
    2. “how to find state homebuyer programs”First-Time Homebuyer Loans · Oct 4, 4:08 am ET
    3. “my fiance and I make $95k together in Phoenix and want to buy our first home with 3% down, what loan fits us best”First-Time Homebuyer Loans · Oct 4, 5:23 am ET

    +14 more conversations with this ad copy

  • Neighbors BankSponsored

    Explore Mortgage Options With Neighbors Bank

    Text ad · shown 3 times

    Our export holds no question text for these conversations.

  • Neighbors BankSponsored

    See How Much Home You Can Afford

    Text ad · shown 2 times

    Questions it appeared after

    1. “my parents want to gift me $20,000 for a down payment, how do I document it for the lender”First-Time Homebuyer Loans · Oct 4, 5:08 am ET

    +1 more conversation with this ad copy

  • Neighbors BankSponsored

    Explore Loan Options Loans With 0% Down

    Text ad · shown 2 times

    Our export holds no question text for these conversations.

  • Neighbors BankSponsored

    Explore FHA Home Loans

    Text ad · shown 2 times

    Our export holds no question text for these conversations.

  • Neighbors BankSponsored

    Ready to Buy?

    Text ad · shown 2 times

    Our export holds no question text for these conversations.

  • Neighbors BankSponsored

    Neighbors Bank:#3 USDA Top Originating Lender

    Text ad · shown 1 time

    Our export holds no question text for this conversation.

  • Neighbors BankSponsored

    Find a Mortgage That Fits Your Budget

    Text ad · shown 1 time

    Questions it appeared after

    1. “I was denied for a mortgage as a first time buyer because of my debt-to-income ratio, what loan should I try next”First-Time Homebuyer Loans · Oct 4, 1:09 am ET
Where it showed

Where Neighbors Bank ads appeared

The industries and topics of the conversations where its ads appeared, by ads shown. Topics are our own labels for the questions we wrote.

Industries

Topics

Same topics

Brands in the same topics

Other advertisers whose ads appeared in conversations on the topics where Neighbors Bank’s did, ranked by how much those topics overlap. Each tile opens its page.

18 brands

penfed.org214 ads shown2 shared topicsSoFi845 ads shown3 shared topicsVeterans United Home Loans36 ads shown2 shared topicsFHALoans.com11 ads shown2 shared topicsRocket Mortgage101 ads shown2 shared topicsCapital One219 ads shown2 shared topicsEverBank107 ads shown2 shared topicsThrivent Bank86 ads shown2 shared topicsWiserAdvisor71 ads shown2 shared topicsPublicRecords.us60 ads shown2 shared topicsSeeking Alpha16 ads shown2 shared topicsNerdwallet1,442 ads shown1 shared topicRocket Money594 ads shown1 shared topicBestMoney420 ads shown1 shared topicQuicken347 ads shown1 shared topicCredible335 ads shown1 shared topicNew York Life230 ads shown1 shared topicEE Stanford Graduate School of Business123 ads shown1 shared topic
Method

How this data was captured

What we ran, what counts as a shown ad, and what these numbers cannot tell you.

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like

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