Advertiser

Caribou Financial ads in ChatGPT

In our capture of logged-out ChatGPT, 36 ads from Caribou Financial appeared on screen (all text ads), in 8 distinct ad copies across 2 industries and 5 topics. Each one appeared after our follow-up message asking for a sponsored ad.

caribou.comLogged-out ChatGPT, USOct 3⁠–⁠4, 2026

ads shown
36
distinct ad copies
8
industries
2
topics
5

Logged-out ChatGPT from US connections, Oct 3⁠–⁠4, 2026. Each ad came after our follow-up message asking for a sponsored ad, so the counts show where Caribou Financial advertised, not how often ChatGPT shows its ads.

Ad copies

Caribou Financial ad copies, most shown first

Each distinct ad copy in our capture, most shown first: the headline of a text ad, or the product and price of a shopping ad. Under each, up to five questions asked in conversations where it appeared, as we asked them; in every one, the ad appeared after our follow-up message asking for a sponsored ad.

8 ad copies

  • Caribou Financial, Inc.Sponsored

    Caribou Auto Refinance

    Text ad · shown 24 times

    Questions it appeared after

    1. “how much interest would I save refinancing a $25,000 auto loan from 12% to 7%”Auto Loans & Refinancing · Oct 4, 2:42 am ET
    2. “best auto refinance company that lets me skip a payment when I switch”Auto Loans & Refinancing · Oct 4, 3:11 am ET
    3. “I bought my car two years ago at 13% with bad credit, now my score is 720, which company should I refinance with”Auto Loans & Refinancing · Oct 4, 3:35 am ET
    4. “i owe 18k on my car loan but it's only worth 15k, how can i sell it or trade it in without losing more?”Selling & Trading In Cars · Oct 4, 3:36 am ET
    5. “are there fees to refinance a car loan like title transfer or lender fees”Auto Loans & Refinancing · Oct 4, 4:14 am ET

    +19 more conversations with this ad copy

  • Caribou Financial, Inc.Sponsored

    50+ Lenders Checked in Minutes

    Text ad · shown 5 times

    Questions it appeared after

    1. “how much lower are credit union auto loan rates compared to big banks right now”Credit Union vs Bank · Oct 4, 2:22 am ET
    2. “best credit union auto loan I can join online if I live in Arizona”Auto Loans & Refinancing · Oct 4, 4:00 am ET

    +3 more conversations with this ad copy

  • Caribou Financial, Inc.Sponsored

    Refinance Your Bank Auto Loan

    Text ad · shown 2 times

    Questions it appeared after

    1. “leasing a new honda accord vs financing a used camry, which is cheaper over 3 years”Car Leasing · Oct 4, 3:19 am ET

    +1 more conversation with this ad copy

  • Caribou Financial, Inc.Sponsored

    Same Car, Smaller Payment

    Text ad · shown 1 time

    Our export holds no question text for this conversation.

  • Caribou Financial, Inc.Sponsored

    Keep Your Car & Pay Less

    Text ad · shown 1 time

    Our export holds no question text for this conversation.

  • Caribou Financial, Inc.Sponsored

    Check Your Refi Rate for Free

    Text ad · shown 1 time

    Our export holds no question text for this conversation.

  • Caribou Financial, Inc.Sponsored

    See Your New Rate in Minutes

    Text ad · shown 1 time

    Our export holds no question text for this conversation.

  • Caribou Financial, Inc.Sponsored

    We Scan 50+ Lenders for You

    Text ad · shown 1 time

    Our export holds no question text for this conversation.

Where it showed

Where Caribou Financial ads appeared

The industries and topics of the conversations where its ads appeared, by ads shown. Topics are our own labels for the questions we wrote.

Method

How this data was captured

What we ran, what counts as a shown ad, and what these numbers cannot tell you.

We used logged-out ChatGPT from US internet connections and started a new conversation for every question. Message 1 was the question. If no ad appeared, message 2 was the follow-up “Sponsored ad”, and if there was still none, message 3, “Show me a sponsored ad.”, was a last try. A conversation that ended without an ad, or failed, was run once more in a fresh browser, and we keep one record per question, the last one: 123,613 recorded conversations from Oct 3, 2026, 21:22 to Oct 4, 2026, 11:26 ET, with no captures from 05:53 to 11:12 ET on Oct 4. Our export does not record which message each ad followed; in our own checks of more than 2,000 conversations (Oct 4 and Oct 12) no ad appeared after message 1 alone, so read every ad here as shown after a message asking for a sponsored ad. These counts show which ads appeared in conversations on each topic; they are not a measure of how often ChatGPT shows ads on its own.

Only ads drawn on screen count as shown. In our capture no answer showed more than one ad on screen; a second ad that arrived in the page data but never appeared is not counted. Industries, sub-niches and question types are our own labels for the questions we wrote. Independent; not affiliated with OpenAI. Full methodWhy this is not an ad rateWhat the ads looked like